AGRICULTURAL BANK OF CHINA(SH:601288) Sou Hu Cai Jing·2025-08-26 20:58Core Viewpoint - The article emphasizes the importance of pension finance in supporting the elderly population in China, highlighting the efforts of Agricultural Bank of China Beijing Branch in developing a comprehensive pension financial service system to enhance the quality of life for senior citizens [1][9]. Group 1: Multi-layered Pension Service System - Agricultural Bank of China Beijing Branch has established a "3+2" pension financial service system to support the construction of a multi-layered pension insurance system, enhance elderly care services, and promote the development of the pension industry [1][2]. - The bank has created 9 "social insurance and banking integrated service outlets" that can handle over 50 high-frequency social insurance services, making it easier for citizens to access these services [2]. - The bank has tailored personalized enterprise annuity plans for state-owned enterprises and innovative companies, enhancing employee retention and satisfaction [2]. Group 2: Personal Pension Account Development - With the implementation of the personal pension system starting December 15, 2024, the bank has upgraded its systems to improve the efficiency of personal pension account openings, achieving batch account openings in just over an hour [3]. - The bank offers over 700 pension wealth management products, catering to various age groups and risk preferences, from conservative savings to diversified investment portfolios [3]. Group 3: Financial Innovation in Pension Industry - The bank has introduced smart dining services in community elderly care stations, enhancing the dining experience for seniors through technology [5]. - It has provided smart fee management systems to several nursing homes, integrating payment, care records, and health monitoring [6]. - The bank supports nursing institutions with loans for upgrading facilities and services, promoting the integration of medical and elderly care [6]. Group 4: Warm Financial Services for the Elderly - The bank has renovated over 300 service outlets to be more elderly-friendly, providing accessible facilities and dedicated service areas for seniors [7]. - It has implemented home service initiatives to assist elderly individuals with special needs, ensuring timely and compassionate support [8]. - The bank actively promotes financial literacy and fraud prevention among the elderly, conducting numerous community outreach activities [8]. Group 5: Commitment to Elderly Care - The bank is committed to deepening pension financial supply-side reforms and aims to create a "Nongyin Pension" brand to provide warm financial services to the elderly [9].