瑞丰银行上半年营收净利双增，75后行长陈钢梁兼任财务负责人、年薪158万

Core Viewpoint - Ruifeng Bank reported a growth in both revenue and net profit for the first half of 2025, indicating a positive financial performance compared to the previous year [1]. Financial Performance - The bank achieved a revenue of 2.26 billion yuan in the first half of 2025, representing a 3.91% increase from 2024 [2]. - The total profit amounted to 861.39 million yuan, reflecting a 5.09% increase year-on-year [2]. - The net profit reached 899.50 million yuan, which is a 5.24% increase compared to the same period in 2024 [2]. - The net profit attributable to shareholders was 889.64 million yuan, up by 5.59% from the previous year [2]. - The net profit after deducting non-recurring gains and losses was 856.11 million yuan, marking an 11.38% increase year-on-year [2]. - The net cash flow from operating activities was 5.58 billion yuan, a significant increase of 321.30% compared to the previous year [2]. Asset and Loan Growth - As of the end of the reporting period, the total assets of the bank were 230.07 billion yuan, an increase of 9.57 billion yuan or 4.34% from the beginning of the year [3]. - The total deposits reached 169.72 billion yuan, which is an increase of 7.02 billion yuan or 4.32% from the start of the year [3]. - The total loan balance was 134.21 billion yuan, reflecting an increase of 3.25 billion yuan or 2.48% from the beginning of the year [3]. Asset Quality - The non-performing loan ratio stood at 0.98%, which is an increase of 0.01 percentage points from the beginning of the year [3]. - The provision coverage ratio was 340.28%, up by 19.41 percentage points from the start of the year [3]. - The loan-to-deposit ratio was 3.34%, an increase of 0.24 percentage points compared to the beginning of the year [3]. Leadership - The chairman of Ruifeng Bank is Wu Zhihui, and the president is Chen Gangliang, with their respective salaries in 2024 being 1.665 million yuan and 1.582 million yuan [4][5].