宁波银行上半年归母净利润147.72亿元，中期分红拟每10股派发现金红利3元

Group 1 - The core viewpoint of the articles highlights that Ningbo Bank reported a strong performance in the first half of 2025, with significant growth in revenue and net profit [1][2] - For the first half of 2025, Ningbo Bank achieved an operating income of 37.16 billion yuan, a year-on-year increase of 7.91% [1] - The bank's net profit attributable to shareholders reached 14.77 billion yuan, reflecting an 8.23% year-on-year growth [1] Group 2 - As of the end of the reporting period, Ningbo Bank's total assets amounted to 3,470.33 billion yuan, representing an 11.04% increase from the beginning of the year [1] - The total deposits reached 2,076.41 billion yuan, up 13.07% year-to-date [1] - The total loans and advances stood at 1,673.21 billion yuan, marking a 13.36% increase since the start of the year [1] Group 3 - The bank maintained a strong asset quality, with a non-performing loan balance of 12.69 billion yuan and a non-performing loan ratio of 0.76% as of June 30, 2025 [1] - Ningbo Bank has kept its non-performing loan ratio below 1% for 18 consecutive years since its listing in 2007 [1] - The provision coverage ratio was reported at 374.16%, with a capital adequacy ratio of 15.21% [1] Group 4 - The bank proposed a cash dividend of 3 yuan per 10 shares, totaling 1.98 billion yuan, which accounts for 13.41% of the net profit attributable to shareholders [2]