Core Insights - Harbin Bank reported a net profit of RMB 992.1 million for the first half of 2025, an increase of RMB 146.2 million year-on-year, representing a growth rate of 17.28% [1] - The net profit attributable to shareholders of the parent company was RMB 915.4 million, up RMB 152.3 million year-on-year, with a growth rate of 19.96% [1] - The bank's average return on total assets was 0.22%, an increase of 0.02 percentage points year-on-year [1] - The average return on equity was 2.07%, up 0.57 percentage points year-on-year [1] Financial Performance - As of June 30, 2025, the total assets of Harbin Bank amounted to RMB 9,275.275 billion, an increase of RMB 112.956 billion from the end of the previous year, reflecting a growth rate of 1.23% [1] - The total amount of customer loans and advances reached RMB 3,975.663 billion, an increase of RMB 184.724 billion, with a growth rate of 4.87% [1] - Customer deposits totaled RMB 6,950.559 billion, with a slight increase of RMB 13.765 billion, representing a growth rate of 0.20% [1] Asset Quality - The non-performing loan balance stood at RMB 112.697 billion, with a non-performing loan ratio of 2.83%, a decrease of 0.01 percentage points from the end of the previous year [1] - The provision coverage ratio was 209.95%, an increase of 7.36 percentage points year-on-year [1] - The loan impairment loss provision ratio was 5.95%, up 0.20 percentage points from the end of the previous year, indicating stable risk compensation capacity [1]
哈尔滨银行(06138.HK)上半年归母净利润9.154亿元 同比增加19.96%