Core Insights - Shengjing Bank reported a mid-term performance for the six months ending June 30, 2025, with operating income of 4.326 billion RMB and net profit of 508 million RMB [1] - The bank's total assets reached 1.128 trillion RMB, an increase of 5.405 billion RMB or 0.5% compared to the end of the previous year [1] Financial Performance - Operating income for the period was 4.326 billion RMB, with a net profit of 508 million RMB and attributable net profit of 494 million RMB [1] - Total assets amounted to 1,128.181 billion RMB, with total deposits of 791.469 billion RMB, reflecting an increase of 1.4% [1] - Total loans reached 514.873 billion RMB, marking a 2.9% increase [1] Strategic Focus - The bank emphasized serving the high-quality development of the real economy, enhancing financial services for local economies, SMEs, and urban-rural residents [2] - Technology loans increased by 39.6%, green loans by 29.5%, and inclusive small and micro enterprise loans by 17.6% [2] - The bank launched version 7.0 of its mobile banking app, adding 277,300 new users in the first half of 2025 [2] Risk Management - The bank maintained a prudent risk appetite and management strategy, enhancing digital transformation and technology empowerment [2] - The non-performing loan ratio stood at 2.69%, a slight increase of 0.01 percentage points from the end of the previous year, while the provision coverage ratio remained stable at 157% [2]
盛京银行发布中期业绩 归母净利润4.94亿元