Core Viewpoint - Guoyin Financial Leasing (01606.HK) reported a year-on-year increase in revenue and net profit for the first half of 2025, indicating strong financial performance and stable asset quality [1] Financial Performance - Operating revenue for the first half of 2025 reached RMB 14.664 billion, a year-on-year growth of 7.7% [1] - Net profit amounted to RMB 2.401 billion, reflecting a year-on-year increase of 27.6% [1] - Annualized average return on total assets (ROA) was 1.17%, up 0.33 percentage points from the same period last year [1] - Annualized average return on equity (ROE) stood at 11.73%, an increase of 1.69 percentage points year-on-year [1] Asset Quality - The non-performing asset ratio was 0.63%, consistently maintained below 1% since the company's listing, indicating stable asset quality [1] - The provision coverage ratio for non-performing assets related to financing leases was 540.05%, demonstrating a high level of risk compensation [1] - The capital adequacy ratio was 13.10%, up 0.15 percentage points from the end of the previous year [1]
国银金租(01606.HK)上半年净利润达24.01亿元 同比增长27.6%