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宁波银行上半年营收净利双增、非利息收入超百亿,62岁董事长陆华裕年薪275万

Financial Performance - In the first half of 2025, the company achieved operating income of 371.60 billion RMB, representing a year-on-year increase of 7.91% [1] - The net profit attributable to shareholders of the parent company was 147.72 billion RMB, reflecting an 8.23% year-on-year growth [1] - Non-interest income amounted to 114.34 billion RMB, accounting for 30.77% of total operating income [1] Asset and Loan Metrics - As of June 30, 2025, the company's total assets reached 3.47 trillion RMB, an increase of 11.04% since the beginning of the year [2] - Total deposits were 2.08 trillion RMB, up 13.07% from the start of the year [2] - Total loans and advances amounted to 1.67 trillion RMB, marking a 13.36% increase year-to-date [2] - The non-performing loan balance stood at 12.688 billion RMB, with a non-performing loan ratio of 0.76% [2] - The provision coverage ratio was 374.16%, with a capital adequacy ratio of 15.21% [2] Leadership - The chairman of the company is Lu Huayu, who is over sixty years old and holds a master's degree [3] - Lu Huayu has held various positions in the Ningbo municipal government and has been the chairman of the company since January 2005 [3] Compensation - Lu Huayu's compensation from 2020 to 2024 was 2.90 million RMB, 2.95 million RMB, 2.95 million RMB, 2.75 million RMB, and 2.75 million RMB respectively [4] - The industry average compensation during the same period was lower than that of Lu Huayu, indicating a competitive compensation structure [4]