CM BANK(SH:600036) Sou Hu Cai Jing·2025-09-05 01:30Core Viewpoint - The banking sector in A-shares has regained its position as the largest sector with a market value of 11.31 trillion yuan, surpassing the electronics sector, while the salary situation of banking employees has also drawn attention [1] Salary Overview - The average monthly salary in the banking industry for the first half of 2025 is 30,200 yuan, a slight increase of 1,300 yuan year-on-year, reversing a trend of a 5,300 yuan decrease in the same period last year [2][3] - The top tier of banks, including joint-stock banks and strong city commercial banks in eastern regions, have an average monthly salary exceeding 45,000 yuan, with specific banks like China Merchants Bank and Nanjing Bank reporting 50,500 yuan and 48,200 yuan respectively [2] Salary Distribution - The second tier consists of state-owned banks with average monthly salaries ranging from 25,000 to 30,000 yuan, with Bank of China at 28,200 yuan and China Construction Bank at 26,200 yuan [3] - The third tier includes some rural and city commercial banks in remote areas, with average salaries below 25,000 yuan, such as Zhengzhou Bank and Xi'an Bank at 24,700 yuan and 22,800 yuan respectively [3] Management Salary Trends - A notable trend is the decrease in salaries for key management personnel across many banks, with 33 out of 42 A-share listed banks reporting a year-on-year decline in management salaries, with the highest drop reaching 82.4% [5][6] - For instance, Zhengzhou Bank's management salary total fell from 103.88 million yuan to 59.57 million yuan year-on-year [5] Salary Structure Reform - Many banks are emphasizing salary structure reform, focusing on value creation and incentivizing young employees to work in grassroots positions [7] - The "reverse salary recovery" mechanism is being established to enhance performance-based pay and mitigate operational risks, with banks like Zhengzhou Bank and China Merchants Bank implementing measures to recover performance-related pay under certain conditions [8] Industry Salary Context - The salary levels of listed banks do not represent the overall banking industry, as there are over 4,000 banking institutions in China, with many smaller banks having significantly lower average salaries compared to listed banks [9]