浦发信用卡被集中盗刷 人均约2万 部分账单已清零

Core Points - A significant number of credit card users from Shanghai Pudong Development Bank (SPDB) reported unauthorized transactions on their cards, with all fraudulent activities occurring in Brazil while the users were located in various countries including Japan, Canada, New Zealand, and the United States [2][3] - The affected card is the "SPDB Mastercard Priceless World Card," and the bank has acknowledged the unauthorized transactions and initiated an emergency response [3][4] Group 1: Incident Details - Users formed a social media group to share their experiences, revealing a pattern of similar transaction types across different users, including purchases from various merchant categories such as construction materials, automotive services, and dining establishments [3][5] - The fraudulent transactions predominantly occurred between September 9 and September 11, with many users reporting identical transaction timestamps [6] - The amounts charged were similar, with most users experiencing losses around 20,000 RMB, as the fraudulent charges included both small initial transactions and larger subsequent ones [8][9] Group 2: Bank Response - SPDB and Mastercard have communicated with affected customers, and most of the fraudulent charges have been reversed [4] - The bank's credit card department indicated that the initial small charges were likely attempts to verify card functionality, while larger amounts exceeded the users' credit limits [9][10] Group 3: Security Concerns - Industry experts suggest that the incident may be linked to a cyberattack, highlighting the need for increased vigilance among banks, card issuers, and cardholders [5] - Despite the use of chip cards, which are generally considered more secure, the nature of online transactions may have contributed to the breach [12] - Recommendations for cardholders include immediate reporting of unauthorized transactions, freezing cards, and enhancing personal security measures when using credit cards [13][14]