Core Viewpoint - Harbin Bank is enhancing its digital customer relationship management and accelerating the transformation of its "online + offline" multi-channel collaboration, supporting the shift of its retail business from a singular focus to a comprehensive approach [1] Group 1: Digital Transformation and Retail Business Development - The bank is building a closed loop for retail financial services and customer service, deepening the brand connotation of warm retail services, and promoting sustainable and high-quality development of retail financial business [1] - As of June 30, 2025, the total retail deposits (in both domestic and foreign currencies) reached RMB 509.9701 billion, an increase of RMB 9.9931 billion, representing a growth rate of 2.0% compared to the end of the previous year [1] - The average balance of retail deposits (in both domestic and foreign currencies) was RMB 508.5372 billion, which is an increase of RMB 47.0006 billion, reflecting a growth rate of 10.2% year-on-year [1] Group 2: Market Position - According to the statistics from the People's Bank of China Heilongjiang Branch, as of the reporting period, Harbin Bank's retail deposit balance accounted for 19.58% of the local market share, ranking first in the local market [1]
哈尔滨银行零售金融业务转型提质提速 存款规模稳居区域首位