SPD BANK(SH:600000) Cai Fu Zai Xian·2025-09-30 07:51Core Insights - The central financial work conference emphasizes the importance of technology finance, aligning with the service system developed by SPDB [1] - SPDB Shijiazhuang Branch is addressing the challenges faced by technology-based SMEs in Hebei, such as long R&D cycles and funding mismatches, by innovating financial solutions [1] Group 1 - SPDB Shijiazhuang Branch adopts a "partner thinking" approach to reconstruct the connotation of technology finance services, providing tailored financial solutions for local tech enterprises [1] - The "Puyandai" product is designed to meet the funding needs of enterprises during the R&D phase, allowing for rapid approval and flexible usage of loan amounts [1] - A local pharmaceutical company successfully utilized "Puyandai" to address funding gaps, highlighting the product's flexibility in supporting R&D efforts [1] Group 2 - SPDB Shijiazhuang Branch is building a product matrix that covers the entire lifecycle of enterprises to enhance the connection between banks and companies [1] - The branch has organized "Technology Salon" events to facilitate direct communication between executives of biopharmaceutical companies and the bank, addressing specific funding and financing issues [1] - Future plans include forming a dedicated service team to follow up on enterprise needs collected during "Technology Salon" events, focusing on key industries like biopharmaceuticals and high-end manufacturing [2]