Core Viewpoint - Harbin Bank is advancing its "Digital Harbin Bank" initiative in the first half of 2025, focusing on enhancing technological support and innovation capabilities while ensuring a solid operational foundation [1] Group 1: Digital Transformation - The bank is implementing a smart credit project to promote the digitization of retail credit [1] - A three-year information technology strategy plan has been established to create a three-dimensional research and development framework encompassing business, technology, and management [1] - The bank is accelerating the construction of a new digital financial landscape while strengthening its information security assurance system [1] Group 2: Risk Management - The group maintains a prudent risk preference and is building a comprehensive risk management system [1] - Risk control is integrated throughout the strategy, performance, and business processes, optimizing the entire cycle of risk identification, measurement, and monitoring [1] - The bank emphasizes compliance and enhances intelligent risk control capabilities to establish a solid risk defense for high-quality development [1]
推进“数字哈行”建设，哈尔滨银行筑牢风控防线