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兴业银行行长陈信健:我行绿色贷款余额超万亿,不良率0.57%

Core Viewpoint - The sustainable finance sector should focus on supporting low-carbon transitions, creating a strong collective effort across society to address climate challenges [1][3]. Group 1: Company Initiatives - Industrial Bank has been a pioneer in sustainable finance in China, launching the first energy efficiency project financing product in the banking sector [1]. - The bank's green financing balance is nearly 2.5 trillion yuan, with green loans exceeding 1 trillion yuan and a non-performing loan rate of only 0.57% [1]. - Green finance has become a crucial asset category for the bank, playing an irreplaceable role in its strategic transformation [1]. Group 2: Industry Recommendations - The industrial sector should actively pursue low-carbon transitions, emphasizing the importance of ESG system construction and the application of new technologies [3][4]. - The financial sector needs to innovate and provide diversified financial services, particularly in green investment, asset management, and insurance, to better support carbon reduction efforts [3][4]. - The carbon market should be more open and inclusive, enhancing resource allocation efficiency and liquidity to support green low-carbon transitions [4]. - Regulatory bodies should encourage and support the sector by increasing funding support for carbon reduction tools and adjusting risk weights for green financing to reflect actual risks more accurately [4].