南京银行前三季度实现归母净利润180.05亿元

Core Insights - Nanjing Bank reported a revenue of 41.949 billion yuan for the first three quarters of 2025, an increase of 8.79% year-on-year [1] - The net profit attributable to shareholders reached 18.005 billion yuan, reflecting a growth of 8.06% compared to the same period last year [1] Financial Performance - The bank's net interest income was 25.207 billion yuan, up 28.52% year-on-year, accounting for 60.09% of total revenue [1] - Non-interest income decreased by 11.63% to 16.742 billion yuan, making up 39.91% of total revenue [1] - The cost-to-income ratio improved to 23.27%, down 4.81 percentage points from the end of the previous year [1] Business Scale - As of the end of the reporting period, total assets reached 2.9623 trillion yuan, an increase of 370.908 billion yuan or 14.31% from the end of the previous year [1] - Total liabilities amounted to 2.7468 trillion yuan, growing by 347.373 billion yuan, a 14.48% increase [1] - Total deposits were 1.6406 trillion yuan, up 144.383 billion yuan, reflecting a growth of 9.65% [1] - Total loans reached 1.4115 trillion yuan, increasing by 155.083 billion yuan, a rise of 12.34% [1] Asset Quality - The non-performing loan ratio stood at 0.83%, unchanged from the beginning of the year [2] - The provision coverage ratio was reported at 313.22% [2] Profit Distribution - The bank's board approved a mid-year profit distribution plan, proposing a cash dividend of 3.062 yuan per 10 shares, totaling 3.7857 billion yuan, which is 30% of the net profit attributable to shareholders [2]