宁波银行绍兴分行：普惠金融润越地，精准滴灌助小微

Core Viewpoint - Ningbo Bank Shaoxing Branch is committed to providing targeted financial services to support small and micro enterprises, enhancing local economic vitality through various financial initiatives and policies [1][2][4]. Group 1: Financial Support for Small and Micro Enterprises - As of September 2025, Ningbo Bank Shaoxing Branch has issued a total of 10.594 billion yuan in inclusive loans to small and micro enterprises, with a year-to-date increase of 1.25 billion yuan, representing a growth rate of 15.3% [2]. - The bank has implemented a first-loan service to support youth entrepreneurship, visiting nearly 12,000 businesses in the third quarter of 2025 to provide tailored financial support [2]. - The bank has accelerated the implementation of the no-repayment renewal loan policy, with a balance of 4.168 billion yuan as of September 2025, reflecting a growth of 24.7% since the beginning of the year [3]. Group 2: Innovation and Collaboration - Ningbo Bank Shaoxing Branch has established a "finance + industry-university-research" service model to assist traditional enterprises in their transformation and upgrading, facilitating collaboration between businesses and educational institutions [4]. - The bank has introduced targeted activities to interpret policies and provide solutions for local enterprises, such as the "Social Security Face-to-Face" initiative, which addresses management challenges through policy interpretation and solution matching [4]. Group 3: Enhancing Consumer Engagement and Digital Solutions - To stimulate consumer market enthusiasm, the bank has organized special events like "Qiao Qiao Xiang Yue" and "Back to School Renewal" to enhance employee experiences and financial management efficiency [6]. - The bank has launched a "Digital Human Resources 3.0" solution to address common pain points in human resource management for traditional enterprises, focusing on efficiency and accuracy in processes such as attendance and payroll [6].