让“夕阳”事业成为“朝阳”产业 兴业银行奋力书写养老金融大文章

Core Viewpoint - The aging population in China is prompting a national strategy to address this issue, leading to a new phase in the development of pension finance, with a focus on creating a multi-tiered pension insurance system [1] Group 1: Pension Finance Development - The central government emphasizes the development of various financial sectors, including pension finance, to meet the diverse needs of the aging population [1] - Industrial Bank is focusing on three main areas: pension finance, pension service finance, and pension industry finance, to innovate and enhance its product offerings [1] Group 2: Pillars of Pension Finance - Industrial Bank is strengthening the first pillar of pension finance through the issuance of social security cards, with over 1.85 million cards issued by September this year [2] - The second pillar, which includes enterprise annuities, is being developed by Industrial Bank to provide sustainable pension plans for employees [2] - The third pillar, personal pensions, has seen Industrial Bank serve over 7.5 million personal pension clients, with a product offering of 245 different personal pension products [3] Group 3: Senior-Friendly Services - Industrial Bank has established a dedicated platform for elderly clients, offering various services and activities, including health seminars and community support [4][5] - The bank has created 85 "Anyu Life" service demonstration branches nationwide, enhancing the banking experience for elderly customers [5] Group 4: Silver Economy and Industry Support - The growing elderly population is creating a new market for the silver economy, prompting Industrial Bank to develop policies and financial products tailored to the needs of the aging population [7] - The bank is actively seeking low-cost loans to support the elderly care industry and has made significant investments in various segments of the pension industry, totaling nearly 1.4 billion yuan in loans by the third quarter of 2025 [7][8]