招商仁和人寿新任董事长获批；储蓄国债（电子式）纳入个人养老金产品范围 | 慧保日报11.21

Group 1: Policy Changes - The Ministry of Finance and the Central Bank announced that electronic savings bonds will be included in the personal pension product range starting from June 2026 [1] - Pension fund institutions will need to open dedicated accounts for pension investors linked to pension fund accounts, with quarterly adjustments to the exclusive allocation ratio based on the proportion of uninvested amounts [1] Group 2: Regulatory Developments - The Ministry of Civil Affairs and the National Financial Regulatory Administration issued guidelines to strengthen and standardize the prepayment supervision of pension institutions, requiring them to open a dedicated deposit account with a bank from a published list [2] - The guidelines stipulate that funds collected must be transferred to the dedicated account promptly, and any unusual fund movements must be reported [2] Group 3: Industry Innovations - The Shenzhen Financial Regulatory Bureau and other departments released a plan to enhance innovation in financial products related to intellectual property insurance and credit guarantees, aiming to create a financial ecosystem for intellectual property in the Shenzhen-Hong Kong region [4] Group 4: Leadership Changes - Huang Zhiwei was approved to serve as the chairman of China Merchants Renhe Life Insurance, bringing extensive experience from various leadership roles in the insurance sector [6] - Li Chaohui stepped down as the general manager of Taikang Online due to age, with Fang Yuanjin appointed as the interim head [7][8] - Zhang Yaohui was approved as the deputy general manager of Zhonghui Mutual Insurance, while Jean-Paul Welf Cyr was appointed as the deputy general manager of Lloyd's Insurance (China) [9][10] Group 5: Financial Transactions - Zhongcai Property Insurance received approval to issue 4 billion yuan in capital supplementary bonds in the interbank bond market [13] - A 6.5% stake in Dinghe Property Insurance is set to be transferred from Southern Power Grid Finance Company to Southern Power Grid Industrial and Financial Holdings [12]