SPD BANK(SH:600000) Sou Hu Cai Jing·2025-11-24 10:19Core Insights - The collaboration between SPDB Taiyuan Branch and China Railway Third Engineering Group marks the successful launch of the "Pu Lian Tong" supply chain finance initiative, aimed at enhancing the quality and efficiency of supply chain financial services to support high-quality development of the real economy [1][2] - "Pu Lian Tong" is an innovative product designed to meet the market trend of supply chain collaboration and financial service upgrades, leveraging core enterprise credit enhancement to provide precise financing solutions for upstream suppliers [1] Financial Innovation - The partnership utilizes a real transaction background led by China Railway Third Engineering Group, offering buyout factoring financing services to upstream suppliers based on the credit enhancement of core enterprises [1] - The digital technology support allows for online document submission and automatic system review, significantly simplifying the business process and improving financing efficiency with advantages such as "no rating, no credit, and no quota" [1] Impact on Supply Chain - This innovative model effectively revitalizes accounts receivable within the supply chain, accelerates capital recovery for suppliers, and strengthens financial support for the stable development of the supply chain ecosystem of China Railway Third Engineering Group [1] - SPDB Taiyuan Branch aims to expand its supply chain finance cooperation boundaries, enhancing its brand influence and customer satisfaction in the regional supply chain finance sector [1][2] Future Outlook - The bank plans to continue focusing on the supply chain finance sector, leveraging its comprehensive financial service system to promote innovative products and service models [2] - By utilizing technology in finance, the bank seeks to unlock new business growth opportunities and provide integrated financial solutions for core enterprises and their supply chain partners, contributing to the high-quality development of the local real economy [2]