大厦保额20亿港元 香港大埔火灾涉事小区曾投保房屋保险 含大厦财产险、公众责任险、现金保险和个人意外险

Core Viewpoint - A significant fire incident occurred at Wong Fuk Court in Tai Po, Hong Kong, resulting in major casualties. The owners' corporation has decided to continue insurance coverage with China Taiping Insurance (Hong Kong) Limited for the period from January 1, 2025, to December 31, 2026 [1][2]. Insurance Coverage Summary - The insurance plan includes four types of coverage: building and common area property insurance, public liability insurance, cash insurance, and collective personal accident insurance [2][3]. - The building and common area property insurance has a coverage amount of HKD 2 billion, with a premium of HKD 240,240 for two years [2][4]. - Public liability insurance covers third-party personal injury liability with a coverage amount of HKD 10 million per event, costing HKD 20,020 for two years, and third-party liability for HKD 20 million per event, costing HKD 87,070 for two years [2][4]. - Cash insurance covers cash in transit and cash stored in locked drawers or safes, with coverage amounts of HKD 100,000 and HKD 30,000 respectively, each costing HKD 3,503.5 for two years [2][4]. - Collective personal accident insurance provides coverage of up to HKD 100,000 per person for participants aged 7-70, with a premium of HKD 3,903.9 for two years [2][4]. - The total premium for all four types of insurance amounts to HKD 337,737.4 for two years [3][4].