PING AN OF CHINA(HK:02318) Sou Hu Cai Jing·2025-12-01 09:57Core Insights - Ping An Health Insurance has launched the upgraded "Ping An e-Secure Health Insurance 2026 Flagship Version," marking the 10th anniversary of the product series, featuring innovations such as "zero deductible," expanded coverage for cancer specialty drugs, and an increased age limit for policyholders to 70 years old [1][4] Group 1: Product Features - The new product introduces "zero deductible," allowing for 50% reimbursement for hospital expenses up to 10,000 yuan and 100% reimbursement for amounts exceeding that, along with 100% coverage for 120 specific critical illnesses [2][3] - Coverage limits have been increased to 6 million yuan, and the number of cancer specialty drugs has expanded from 212 to 298, including 7 CAR-T therapies and various targeted and innovative drugs [3] - The product now includes a new service for allergy source detection in children, enhancing preventive health measures for families [3] Group 2: Market Impact - Since its inception in 2016, the Ping An e-Secure series has provided health coverage to over 23.9 million customers, with total claims exceeding 17 billion yuan, demonstrating its significant impact on family health security [5][6] - The product aims to address the increasing demand for diverse health insurance solutions, particularly in light of rising healthcare costs and the aging population [4][6] - The company continues to innovate and adapt its offerings to meet customer needs, positioning itself as a leader in the affordable health insurance market [5][6]