Core Insights - Chengdu Bank ranks first among city commercial banks in the central and western regions of China, demonstrating strong regional service capabilities and innovative financial practices [1][2][6] - The bank's competitive strength is supported by a robust financial performance, with a year-on-year revenue increase of 3.01% and a net profit growth of 5.03% for the first nine months of 2025 [2][3] Financial Performance - As of September 2025, Chengdu Bank's total assets reached 1.39 trillion yuan, a 10.81% increase from the previous year, with total loans amounting to 847.48 billion yuan, reflecting a 14.13% growth [3] - The bank's deposit total was 986.43 billion yuan, showing an 11.35% increase from the end of the previous year, while the non-performing loan ratio stood at 0.68% with a provision coverage ratio of 433.08% [3] Strategic Initiatives - Chengdu Bank has actively engaged in the development of the Chengdu-Chongqing economic circle, providing over 1 trillion yuan in credit support over the past five years, with 300 billion yuan allocated for major projects in 2024 [2][4] - The bank has established a comprehensive service system for green finance, achieving a green credit balance of 49.77 billion yuan by the end of 2024, marking a 22.87% increase [4] Innovation and Digital Transformation - The bank has pioneered the establishment of a technology-focused branch model and has achieved over 80% coverage in financial services for specialized and innovative enterprises in Chengdu [4][6] - Chengdu Bank has integrated digital solutions into its operations, with over 634 million personal electronic banking customers and significant growth in mobile banking activity [6] Community and Inclusive Finance - The bank has developed a robust ecosystem for inclusive finance, supporting over 10,000 enterprises and providing credit to more than 5,000 small and micro enterprises [5] - Chengdu Bank has implemented a series of initiatives to enhance its services for elderly clients, resulting in a personal deposit scale exceeding 507.8 billion yuan, a 15.84% increase from the beginning of the year [5]
成都银行稳居2025中国银行业竞争力百强榜中西部首位