云南：跨境支付越来越“丝滑”

Group 1 - The cross-border payment experience for foreign tourists in Yunnan has improved significantly, allowing them to use foreign cards and QR code payments, making transactions smoother [1] - In the first ten months of this year, the cumulative transaction amount for UnionPay cross-border QR codes in Yunnan reached 15.21 million yuan [1] - The transition from paper-based to electronic review processes for foreign exchange accounts has greatly enhanced the efficiency of international settlement for businesses [1] Group 2 - The People's Bank of China Yunnan Branch has been actively promoting financial reform and opening up, with the establishment of the Lao-Chinese Bank in Laos leading the way for RMB to Thai Baht regional trading trials [2] - The electronic settlement of border trade has reached a coverage rate of over 90%, with electronic RMB settlement amounting to 4.837 billion yuan in the first three quarters of this year [2] - Trade between Yunnan and Laos has seen a significant increase, with a trade balance exceeding 1.062 billion USD in the first three quarters of 2025, marking a 44.7% year-on-year growth [2]