美国银行：监管加速落地，银行体系正迈向“上链未来”

Core Viewpoint - Bank of America reports that the U.S. banking system is moving towards a multi-year "on-chain future" as stablecoin and banking license regulations accelerate [1] Group 1: Regulatory Developments - The OCC has conditionally granted national trust bank charters to five digital asset companies, marking the inclusion of stablecoins and crypto custody into the regulated banking system [1] - Bank of America anticipates that the FDIC and the Federal Reserve will introduce capital, liquidity, and approval rules for stablecoins based on the GENIUS Act, with related regulations expected to take effect by 2027 at the latest [1]