SPD BANK(SH:600000) Sou Hu Cai Jing·2025-12-24 02:23Core Insights - The article highlights the innovative use of digital financial tools by Shanghai Pudong Development Bank (SPDB) Shenzhen Branch, focusing on effective management of special funds through technology and collaboration with government entities [1][4]. Group 1: Digital Financial Tools - SPDB Shenzhen Branch has successfully implemented digital RMB to distribute nearly 10 million yuan in financial support for the financial industry in Hengqin Guangdong-Macao Deep Cooperation Zone [2]. - The bank efficiently established digital RMB corporate wallets for 9 enterprises, ensuring the safe and precise distribution of large subsidy funds [2]. Group 2: Cloud Supervision and Fund Management - The "Cloud Supervision" product is applied in government engineering projects, providing a solution for fund management that allows full tracking from disbursement to usage [3]. - The online system has significantly reduced the time for fund approval and payment from potentially one day to just two to three minutes, enhancing fund utilization efficiency [3]. Group 3: Future Directions - SPDB Shenzhen Branch plans to deepen cooperation with the government and continue exploring innovative financial tools and service models to enhance the security, precision, and efficiency of special fund operations [4].