汇通便利道 赋能实业兴 兴业银行厦门分行精准落地外汇便利化政策，助力高质量发展

Core Viewpoint - The current financial work emphasizes deepening cross-border investment and financing foreign exchange management reforms to support high-quality development of the real economy [1] Group 1: Cross-Border Financing and Support for Enterprises - Xiamen branch of Industrial Bank actively responds to the call for high-level opening-up, utilizing foreign exchange reform to convert policy benefits into practical services for enterprises [1] - A private food company in Xiamen, referred to as Company A, utilizes an order-based agricultural model to drive local agricultural development but faces challenges such as high financing costs [2] - The bank customizes cross-border financing solutions for Company A, helping to expand foreign debt financing limits and streamline processes, completing over 600 million Japanese yen foreign debt registration in just one working day [2][3] Group 2: Risk Management and Business Expansion - The bank offers foreign exchange derivative products to convert floating-rate foreign debt into fixed rates, mitigating interest rate and exchange rate risks for enterprises [3] - With the financial support, Company A expands its procurement scale, enhances its industry cooperation model, and increases R&D investment to launch products suitable for rural markets [3] Group 3: Comprehensive Service System for Enterprises and Individuals - The case of Company A exemplifies the bank's implementation of foreign exchange facilitation policies, creating a comprehensive service system for cross-border business [4] - The bank's digital transformation enhances efficiency in foreign exchange services, allowing enterprises to complete transactions online, significantly reducing processing time [4] - The bank also introduces specialized services for cross-border salary payments, addressing the needs of foreign employees and improving the service experience for companies [4] Group 4: Future Directions - The bank plans to continue its commitment to serving the real economy, ensuring more quality enterprises and livelihood scenarios benefit from policy advantages, thereby contributing to high-quality development of foreign trade in Xiamen [5]