SPD BANK(SH:600000) Sou Hu Cai Jing·2026-01-06 00:31Core Viewpoint - As of January 5, 2026, Shanghai Pudong Development Bank (SPDB) shares closed at 11.82 yuan, down 4.98%, with a turnover rate of 0.37% and a trading volume of 1.22 million hands, resulting in a transaction amount of 1.46 billion yuan [1]. Fund Flow Analysis - On January 5, the net inflow of main funds was 88.875 million yuan, accounting for 6.09% of the total transaction amount. Retail investors experienced a net outflow of 120 million yuan, representing 8.22% of the total transaction amount [1]. - Over the past five days, the financing data showed a financing buy of 125 million yuan and a financing repayment of 30.229 million yuan, resulting in a net financing buy of 94.496 million yuan [2]. Financial Performance - For the first three quarters of 2025, SPDB reported a main revenue of 132.28 billion yuan, a year-on-year increase of 1.88%. The net profit attributable to shareholders was 38.819 billion yuan, up 10.21% year-on-year, while the net profit excluding non-recurring items was 38.9 billion yuan, increasing by 14.54% [3]. - In Q3 2025, the bank's main revenue was 41.721 billion yuan, a year-on-year increase of 0.31%, with a net profit attributable to shareholders of 9.082 billion yuan, up 10.29% year-on-year [3]. Institutional Ratings - In the last 90 days, six institutions provided ratings for SPDB, with five giving a "buy" rating and one an "increase" rating. The average target price set by institutions over this period is 15.96 yuan [4].