浦发银行2025年净利增长10.52% 资产规模突破10万亿

Core Viewpoint - The performance report of Shanghai Pudong Development Bank (SPDB) for the year 2025 shows a steady growth in revenue and net profit, indicating a strengthening of its core profitability and asset quality [1][4]. Financial Performance - The company achieved an operating income of 173.964 billion yuan, a year-on-year increase of 1.88% [3]. - The net profit attributable to shareholders reached 50.017 billion yuan, reflecting a growth of 10.52% compared to the previous year [3]. - The non-recurring net profit increased by 13.43%, indicating improved core earnings [1][3]. Key Financial Metrics - Basic earnings per share rose to 1.52 yuan, up 11.76% from 1.36 yuan in 2024 [3]. - The weighted average return on equity increased by 0.48 percentage points to 6.76% [3]. - Total assets surpassed 10 trillion yuan, reaching 10,081.746 billion yuan, a growth of 6.55% [3][4]. Asset Quality - The non-performing loan ratio decreased to 1.26%, down by 0.10 percentage points [3][4]. - The provision coverage ratio improved to 200.72%, an increase of 13.76 percentage points, indicating enhanced risk mitigation capacity [3][4]. Capital Management - The company distributed dividends totaling 1.362 billion yuan and fully redeemed 50 billion yuan of perpetual bonds, reflecting proactive and prudent capital management [5].