Visa支持中国持卡人Apple Pay绑卡支付，首批8家银行

Core Insights - Visa has become the first international card organization to support Apple Pay card binding for Chinese cardholders, enhancing payment convenience [2][3] - The initial rollout includes support from eight banks, with plans for further collaboration with additional banks [2][3] - The partnership aims to facilitate cross-border payments and improve the overall payment experience for consumers [3][4] Group 1: Payment Convenience - The integration allows for seamless in-store payments using Apple Pay, requiring only a double-click of the side button for authentication [3] - Consumers can also use Apple Pay for mobile and online payments without the need to create accounts or repeatedly enter personal information [4] - Visa cardholders will continue to enjoy the same rewards and benefits as with physical cards, along with exclusive offers for travel and other scenarios [4] Group 2: Security Measures - Visa has invested in payment security, introducing tokenization services to enhance safety in cross-border transactions [5][6] - Tokenization removes sensitive information during online or mobile shopping, significantly reducing fraud risk [5][6] - The system generates a unique device account number that is encrypted and stored securely, ensuring that actual card numbers are not stored on devices or servers [7][8] Group 3: Market Position and Future Developments - Visa's payment network spans over 220 countries and regions, connecting approximately 175 million merchants and serving over 4.9 billion cardholders [8] - The collaboration with Apple Pay is seen as a significant step in revitalizing dual-branded cards in China, aligning with global payment trends [8] - Visa aims to upgrade existing "Visa + UnionPay" dual-branded credit cards to enhance user experience both domestically and internationally by 2025 [8]