宜宾银行上市周年迎新任行长,盈利能力原地踏步零售业务利润降55.3%

Group 1 - Yibin Bank has appointed Guo Hua as the new president, effective January 13, 2026, following approval from the Sichuan Regulatory Bureau of the National Financial Supervision Administration [1] - The leadership transition marks the establishment of a core management team led by "post-70s" chairman Xue Feng and new president Guo Hua, coinciding with the one-year anniversary of Yibin Bank's listing on the Hong Kong Stock Exchange [1] - Guo Hua, aged 54, has extensive banking management experience, having held various positions in China Construction Bank and Sichuan Bank, focusing on retail finance and corporate business [1][4] Group 2 - Yibin Bank's board approved Guo Hua's appointment as president and executive director on October 30, 2025, filling the position left vacant by Jiang Lin, who resigned for personal reasons [5] - Established in December 2006, Yibin Bank is a local joint-stock commercial bank with a registered capital of 4.5884 billion yuan and is known for its significant shareholding by Wuliangye [5] - As of the first half of 2025, Yibin Bank reported operating income of 1.168 billion yuan, an 8.3% year-on-year increase, and a net profit of 285 million yuan, remaining stable compared to the previous year [7] Group 3 - The bank's total assets reached 113.23 billion yuan, a 3.7% increase from the beginning of the year, with net loans and advances of 63.091 billion yuan, up 8% [7] - Customer deposits totaled 92.226 billion yuan, reflecting a 9.1% increase since the start of the year [7] - The bank's net interest income for the first half of 2025 was 935 million yuan, a 12.9% increase, accounting for 80% of total operating income, although net interest margin and net interest spread decreased compared to the previous year [7]