每周股票复盘：紫金银行（601860）2026年坚持做小做散战略

Core Viewpoint - Zijin Bank is focusing on serving the real economy and small enterprises while optimizing its financial products and services to support local economic development [1][2][3] Group 1: Stock Performance - As of January 16, 2026, Zijin Bank's stock closed at 2.75 yuan, down 0.72% from the previous week [1] - The stock reached a weekly high of 2.84 yuan on January 13 and a low of 2.74 yuan on January 16 [1] - The current market capitalization is 10.068 billion yuan, ranking 9th among rural commercial banks and 2037th among A-shares [1] Group 2: Credit Strategy - In 2026, the bank's credit focus will be on serving the real economy, emphasizing small and scattered lending [2][3] - The bank aims to enhance credit support in key areas while maintaining a commitment to risk control and high-quality development [2] Group 3: Interest Margin Management - The bank plans to strengthen interest margin management through optimizing asset-liability structure, cost reduction, and efficiency improvement [1][3] - On the asset side, the focus will be on small and micro-enterprise loans, with tailored loan rate management [1] - On the liability side, the bank will optimize deposit sources and term structures while controlling high-interest deposits [1]