Core Viewpoint - The investigation into former Guangzhou Rural Commercial Bank president Yi Xuefei reveals a sophisticated corruption scheme involving loan approvals and interest collection, leading to over 18 million yuan in illicit gains [5][12][13]. Group 1: Corruption Scheme - Yi Xuefei, who held various positions at Guangzhou Rural Commercial Bank since 2006, engaged in corrupt practices by facilitating loans for businesses in exchange for personal financial benefits [2][8]. - The scheme involved using intermediaries to obscure the flow of funds, with Yi leveraging his connections to approve loans while disguising his actions as legitimate business transactions [3][9]. Group 2: Loan Approval Process - From 2017, Yi facilitated loans totaling 24 million yuan for a client, Zhang Haibo, which were ultimately funneled into Yi's wife's bank account [10][11]. - Yi's manipulation of the loan approval process included pressuring bank staff to expedite approvals under the guise of supporting businesses, while simultaneously soliciting high-interest loans from those same businesses [4][10]. Group 3: Financial Analysis and Findings - Investigators identified three anomalies in the borrowing patterns: businesses opting for high-interest loans despite having access to lower rates, borrowers failing to repay principal amounts while paying excessive interest, and borrowers voluntarily increasing interest rates [12]. - The investigation revealed that Yi collected over 18 million yuan in interest from 2005 onwards, with evidence linking loan approvals to his personal financial dealings [5][12]. Group 4: Regulatory Response - Following the investigation, the Guangzhou Municipal Commission for Discipline Inspection initiated measures to enhance oversight and prevent similar corruption, including the establishment of a monitoring mechanism for unusual financial transactions involving public officials [13][14]. - The case underscores the need for innovative supervisory methods to combat new forms of corruption while reinforcing existing regulatory frameworks [13].
1800多万元利息暗藏多少猫腻？人民日报披露一起银行腐败案