宁波银行嘉兴分行：以客户为中心，进一步诠释金融“五篇大文章”实践内涵

Core Viewpoint - Ningbo Bank Jiaxing Branch aims to enhance its role in supporting the economic development of Jiaxing, aligning with national financial strategies and focusing on high-quality growth by 2025 [1] Financial Growth and Client Base - By 2025, Ningbo Bank Jiaxing Branch targets a loan and deposit scale exceeding 120 billion yuan, with over 14,000 corporate clients, including more than 6,500 large-scale enterprises, and a personal client base exceeding 570,000 [1] Technology and Innovation in Financial Services - The branch is integrating into the Jiaxing Science and Technology Innovation Financial Reform Pilot Zone, establishing a service system that covers the entire lifecycle of technology enterprises, including tailored financial products like "Talent Loans" and "Order Loans" [4] - As of 2025, the loan balance for technology enterprises is projected to reach 10.13 billion yuan, with over 39% being credit loans, effectively supporting asset-light technology companies [4] Financing Channels and Resource Linkage - The branch has established a capital matching platform through collaboration with over 1,300 investment institutions, successfully facilitating equity financing exceeding 580 million yuan for seven technology enterprises [6] - It has also assisted in the establishment and management of 13 industrial funds totaling 5.17 billion yuan, promoting local innovation projects and industrial upgrades [6] Green Finance Initiatives - Ningbo Bank Jiaxing Branch is committed to green finance, with a loan balance of 10.61 billion yuan dedicated to green projects by 2025, focusing on long-term projects in renewable energy and environmental protection [8] - The branch has developed innovative green credit products to support small and micro enterprises lacking sufficient collateral [8] Inclusive Finance and Support for SMEs - The branch has introduced various credit products for small and micro enterprises, achieving a loan balance of 43.42 billion yuan by 2025, with an increase of 8.58 billion yuan from the beginning of the year [11] - It has organized over 10 events to connect different industry enterprises with leading companies, fostering collaboration and learning opportunities [11] Elderly Financial Services - In response to the aging population, the branch has launched 169 personal pension products and opened over 13,000 personal pension accounts, with a commercial pension allocation scale of 140 million yuan [13] - The branch has conducted over 500 financial education activities for the elderly, serving nearly 20,000 individuals [13] Digital Financial Services - The branch has redefined its financial service model through digital technology, providing services to over 6,000 enterprises via its comprehensive service platform "Bobo Zhiliao" [15] - It has implemented over 60 digital systems to enhance financial management for enterprises, with total transaction volume nearing 700 billion yuan [16] Future Outlook - Moving forward, Ningbo Bank Jiaxing Branch will continue to focus on customer-centric services, leveraging professional and digital methods to support high-quality economic development in Jiaxing [18]