Changshu Bank(SH:601128) Sou Hu Cai Jing·2026-02-05 09:35Core Insights - The article highlights the efficiency of the "Real Estate Registration + Finance" dual intelligent review platform, which significantly improves the speed of mortgage financing for businesses in Changshu City [1][2]. Group 1: Platform Efficiency - The dual intelligent review platform utilizes Deep Seek model technology to create a "bank-side intelligent initial review + registration-side intelligent re-examination" mechanism, transforming the process from manual to data-driven [1]. - As of now, the platform has processed 3,233 mortgage registration transactions, involving a total amount of 14.57 billion yuan [1]. Group 2: Service Optimization - The platform has reduced the mortgage financing processing time from the traditional 3-5 working days to same-day funding, benefiting numerous enterprises by saving hundreds of thousands of yuan in financing costs [2]. - The implementation of the platform has led to a 35% reduction in the rate of business application rejections, enhancing both risk control and operational efficiency [2]. Group 3: Strategic Development - The "Real Estate Registration + Finance" dual intelligent review platform is part of a broader initiative by the Changshu City Resource Planning Bureau to innovate and improve the business environment, following previous initiatives like "immediate issuance of certificates upon housing delivery" and "mortgage transfer with existing loans" [5]. - In the upcoming year, the bureau aims to strengthen resource guarantees, optimize approval processes, and expand AI applications in real estate registration to create a comprehensive smart service ecosystem [5].