BANK OF E ASIA(HK:00023) Zhi Tong Cai Jing·2026-02-13 04:21Core Viewpoint - East Asia Bank (00023) reported a decline in interest income and net profit for the year ending December 31, 2025, indicating challenges in the macroeconomic environment while maintaining stable core business performance [1] Financial Performance - Interest income decreased to HKD 32.968 billion, a year-on-year decline of 17.18% [1] - Shareholders' profit attributable decreased to HKD 3.501 billion, down 24.02% year-on-year [1] - Basic earnings per share were HKD 1.22, with a final dividend of HKD 0.61 [1] Operational Highlights - The group's operating profit before provisions remained stable at HKD 11.2 billion [1] - Non-interest income grew by 28%, reflecting successful strategies in business diversification and establishing a sustainable business platform for future growth [1] Provisioning and Asset Valuation - The company proactively and prudently made provisions for commercial real estate exposure, with 77% of the provisions related to commercial properties in Hong Kong and mainland China [1] - The valuation of the company's investment property portfolio was adjusted down by HKD 0.723 billion [1] - The group recorded a loss of HKD 0.305 billion from associated companies and joint ventures, primarily from a joint venture in mainland China [1]