BANK OF E ASIA(HK:00023) Zhi Tong Cai Jing·2026-02-13 05:15Core Insights - East Asia Bank (00023) reported a decrease in interest income to HKD 32.968 billion for the year ending December 31, 2025, representing a year-on-year decline of 17.18% [1] - The bank's profit attributable to shareholders was HKD 3.501 billion, down 24.02% year-on-year, with basic earnings per share at HKD 1.22 [1] - The core business remains robust, with operating profit before provisions stable at HKD 11.2 billion [1] Financial Performance - Non-interest income grew by 28%, indicating a positive outcome amidst a challenging macroeconomic environment [1] - The bank's strategy of business diversification and establishing a sustainable platform for future growth has shown initial success [1] Provisions and Investments - The bank has proactively and prudently made provisions for its exposure to commercial real estate, with 77% of this year's provisions related to commercial properties in Hong Kong and mainland China [1] - The valuation of the bank's investment property portfolio was adjusted downwards by HKD 0.723 billion [1] - The bank recorded a loss of HKD 0.305 billion from its share of joint ventures and associates, primarily from a joint venture in mainland China [1]