One Smart Reason To Take Your RMD Right Away—Rather Than Wait Until the Deadline
Investopedia· 2025-12-04 01:02
Core Insights - The article emphasizes the importance of withdrawing Required Minimum Distributions (RMDs) early to secure higher yields before anticipated Federal Reserve interest rate cuts [1] Group 1: RMD Withdrawal Timing - Individuals subject to RMDs must withdraw by December 31 to avoid IRS penalties, with the option to take the full amount at once or in smaller payments [1] - Delaying RMD withdrawals could result in missing out on current higher yields, particularly with top-paying certificates of deposit (CDs) [1] Group 2: Investment Opportunities - Moving RMD funds to CDs can guarantee returns in the low- to mid-4% range, which is beneficial given the expected interest rate cuts [1] - Early withdrawal allows individuals to lock in better rates before potential decreases, as the Federal Reserve is expected to cut rates on December 10 [1] Group 3: Alternatives to CDs - For those seeking flexibility, high-yield savings accounts currently offer rates in the mid-4% range, with some reaching 5.00% [1] - High-yield money market accounts provide another option, although their returns may be lower than the best savings accounts [1] Group 4: Considerations for Investors - Locking in a CD rate requires committing funds for the full term, with early withdrawal penalties varying by institution [1] - The article advises careful selection of terms and review of penalty rules before locking in rates [1]
Axogen Announces FDA Approval of Biologics License Application for AVANCE® (acellular nerve allograft–arwx)
Globenewswire· 2025-12-04 01:01
Core Insights - The FDA has approved the Biologics License Application for Axogen's AVANCE, an acellular nerve allograft, marking a significant regulatory milestone for the company [1][4] - AVANCE is indicated for treating sensory, mixed, and motor peripheral nerve discontinuities in patients aged 1 month or older [2][5] - The approval was granted under the FDA's Accelerated Approval pathway, contingent upon confirmatory studies to verify clinical benefits [3][6] Company Overview - Axogen, Inc. is focused on developing and commercializing technologies for peripheral nerve repair, aiming to establish nerve repair as a standard of care [7] - The company's product portfolio includes AVANCE, Axoguard Nerve Connector, Axoguard Nerve Protector, and others, available in multiple countries [8] Regulatory and Market Implications - The transition of AVANCE to a biologic classification strengthens Axogen's regulatory position and confirms its therapeutic use for peripheral nerve discontinuities [4] - Commercial availability of AVANCE is expected in early Q2 2026, while it remains available under the current tissue framework until then [4][6]
HealthEquity (HQY) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
ZACKS· 2025-12-04 01:00
Core Insights - HealthEquity reported revenue of $322.16 million for the quarter ended October 2025, reflecting a year-over-year increase of 7.2% and exceeding the Zacks Consensus Estimate of $319.96 million by 0.69% [1] - The company's EPS for the quarter was $1.01, up from $0.78 in the same quarter last year, resulting in an EPS surprise of 12.22% compared to the consensus estimate of $0.90 [1] Financial Performance Metrics - Total HSA Assets reached $34.45 billion, surpassing the average estimate of $33.68 billion [4] - HSA investments amounted to $17.54 billion, exceeding the estimated $16.22 billion [4] - Total Accounts - CDBs were reported at 7.17 million, above the estimate of 7.05 million [4] - Total Accounts stood at 17.28 million, slightly above the average estimate of 17.26 million [4] - HSA cash assets were $16.91 billion, below the estimated $17.43 billion [4] - Total Accounts - HSAs reached 10.11 million, slightly below the estimate of 10.21 million [4] - Revenue from Services was $120.29 million, slightly above the estimate of $119.5 million, marking a year-over-year increase of 0.9% [4] - Custodial Revenue was reported at $159.07 million, exceeding the estimate of $156.61 million, with a year-over-year change of 12.9% [4] - Interchange Revenue was $42.81 million, slightly below the estimate of $42.88 million, reflecting a year-over-year increase of 6.2% [4] Stock Performance - HealthEquity's shares have returned 4.1% over the past month, contrasting with a -0.1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
UiPath (PATH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2025-12-04 01:00
Core Insights - UiPath reported revenue of $411.11 million for the quarter ended October 2025, marking a year-over-year increase of 15.9% and exceeding the Zacks Consensus Estimate by 4.71% [1] - The company achieved an EPS of $0.16, up from $0.11 a year ago, surpassing the consensus EPS estimate of $0.14 by 14.29% [1] Financial Performance Metrics - Annual Recurring Revenue (ARR) reached $1.78 billion, slightly above the four-analyst average estimate of $1.77 billion [4] - Net New ARR was reported at $59 million, exceeding the average estimate of $50.57 million from three analysts [4] - The dollar-based net retention rate was 107%, compared to the estimated 108.4% [4] - Revenue from licenses was $150.04 million, surpassing the estimated $140.47 million and reflecting a 9.4% increase year-over-year [4] - Revenue from professional services and other was $13.5 million, exceeding the estimate of $10.89 million and showing a 27.9% increase year-over-year [4] - Subscription services revenue was $247.57 million, above the estimated $241.54 million, representing a 19.7% increase year-over-year [4] Stock Performance - UiPath shares returned +0.2% over the past month, while the Zacks S&P 500 composite experienced a -0.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]
Compared to Estimates, Descartes Systems (DSGX) Q3 Earnings: A Look at Key Metrics
ZACKS· 2025-12-04 01:00
Core Insights - Descartes Systems (DSGX) reported revenue of $187.68 million for the quarter ended October 2025, marking an 11.2% year-over-year increase and exceeding the Zacks Consensus Estimate of $182.39 million by 2.9% [1] - The company achieved an EPS of $0.50, up from $0.42 a year ago, representing an EPS surprise of 8.7% against the consensus estimate of $0.46 [1] Revenue Breakdown - Services revenue reached $173.74 million, surpassing the average estimate of $166.81 million by analysts, reflecting a 16.1% increase year-over-year [4] - License revenue was reported at $1.87 million, falling short of the average estimate of $2.79 million, and showing a significant decline of 45.9% compared to the previous year [4] - Professional services and other revenue totaled $12.07 million, below the average estimate of $13.4 million, indicating a year-over-year decrease of 22.8% [4] Stock Performance - Over the past month, shares of Descartes Systems have returned -2.8%, contrasting with the Zacks S&P 500 composite's slight decline of -0.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]
LRN DEADLINE ALERT: Stride, Inc. Investors Urged to Contact Kirby McInerney LLP About Class Action Lawsuit
Globenewswire· 2025-12-04 01:00
NEW YORK, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Kirby McInerney LLP reminds Stride, Inc. (“Stride” or the “Company”) (NYSE:LRN) investors of the January 12, 2026 deadline to seek the role of lead plaintiff in a pending federal securities class action. If you purchased or otherwise acquired Stride securities, have information, or would like to learn more, please contact Lauren Molinaro of Kirby McInerney LLP by email at investigations@kmllp.com, or fill out the form below, to discuss your rights or interests. [C ...
Bitcoin's Volatile "IPO Moment," Move to Digital Gold & MSTR Factor
Youtube· 2025-12-04 01:00
But now to shift gears into the world of crypto which has been highly scrutinized, highly watched as well as just highly volatile as of late. So joining us now is Dan Novades, co-founder and CEO of Mode Mobile. And so you did mention something I wanted to start off with, and that's the the IPO moment we're seeing in in Bitcoin.So million-dollar question. How long do you expect this post IPO volatility to last. >> Yeah, I mean, it's hard to say.I think you know uh I think the right way to look at this is uh ...
Review & Preview: Gaming Out the Fed
Barrons· 2025-12-04 00:55
Core Insights - The Dow Transports index is experiencing a continuous rise, which may indicate positive trends for the overall economy [1] Group 1 - The increase in the Dow Transports index suggests improving economic conditions, as this index is often viewed as a leading indicator of economic health [1] - A rising Dow Transports index typically reflects higher demand for goods and services, which can signal growth in various sectors [1] - Analysts are closely monitoring this trend, as sustained increases could lead to broader market confidence and investment [1]
GAUZ Investors Have Opportunity to Join Gauzy Ltd. Fraud Investigation with the Schall Law Firm
Businesswire· 2025-12-04 00:54
LOS ANGELES--(BUSINESS WIRE)---- $GAUZ--GAUZ Investors Have Opportunity to Join Gauzy Ltd. Fraud Investigation with the Schall Law Firm. ...
Lumentum Holdings Inc. (LITE) Presents at UBS Global Technology and AI Conference 2025 Transcript
Seeking Alpha· 2025-12-04 00:53
Group 1 - The article does not provide any specific content related to a company or industry [1]