Industry Overview - The California Consumer Privacy Act (CCPA) is a groundbreaking data privacy law that extends protections to workers in California, including employees, independent contractors, job applicants, and former employees [3][7][18] - The CCPA grants workers the right to know when their data is being collected, access their data, request corrections or deletions, and opt out of the sale or sharing of their data [5][22][25] - The law applies to large for-profit businesses in California that meet specific revenue or data handling thresholds, such as having more than $25 million in gross annual revenue or buying/selling personal information of 100,000+ consumers [10] Worker Data Rights Under CCPA - Workers have the right to know the categories of data collected, the purpose of collection, and whether the data is sold or shared [20] - Workers can request access to their data, including data sold or shared, and businesses must comply within 45 days, free of charge [22][23] - Workers can request corrections or deletions of inaccurate data, and businesses must notify third parties to comply with these requests [24] - Workers can opt out of the sale or sharing of their data and limit the use of sensitive personal information for profiling purposes [25][27][28] Data Collection and Coverage - The CCPA covers a wide range of worker data, including personal IDs, demographics, employment-related data, biometric data, health and wellness data, and social media activity [12][13][15] - Sensitive personal information, such as Social Security numbers, union membership, and health data, is also protected under the CCPA [16] - Businesses must limit data collection, use, and sharing to what is "reasonably necessary" for stated purposes and cannot retaliate against workers for exercising their rights [30] Enforcement and Compliance - The California Privacy Protection Agency (CPPA) enforces the CCPA, and workers can file complaints for violations [30][66] - Businesses must provide multiple methods for workers to submit data requests, including toll-free numbers and online webforms [46][47] - Workers can designate authorized agents, such as unions, to make data requests on their behalf, and businesses must verify the identity of the requester [35][37][53] Privacy Policy Requirements - Businesses must provide a comprehensive description of their data practices in their privacy policies, including the types of data collected, purposes, and worker rights [80][82] - Privacy policies must be updated annually, easy to read, and available in languages used by the business [87] - Workers must be informed of their rights to access, delete, correct, and opt out of the sale or sharing of their data [84][86]

Investment Rating - The report indicates a positive investment outlook for the Indian Premier League (IPL), with an overall brand value increase of 13% to USD 12 billion in 2024, highlighting the league's growing stature and potential for future growth [39][40][53]. Core Insights - The IPL has established itself as a global brand, surpassing traditional cricket events in viewership and engagement, with significant growth in brand value for franchises, particularly Chennai Super Kings (CSK), Mumbai Indians (MI), Kolkata Knight Riders (KKR), and Royal Challengers Bangalore (RCB), each exceeding USD 100 million in brand value for the first time [19][39][54]. - The IPL ecosystem is valued at USD 1.3 billion, generating over 1.25 million jobs in India, showcasing its economic impact and importance in the sports industry [22][25]. - The report emphasizes the IPL's innovative business model and its role in promoting domestic talent, making it a vital platform for aspiring cricketers [21][25]. Ranking Analysis - The IPL's cumulative brand value increased from USD 10.7 billion in 2023 to USD 12 billion in 2024, with CSK leading at USD 122 million, followed by MI at USD 119 million, KKR at USD 109 million, and RCB at USD 117 million [39][40][45]. - The fastest-growing brand in the IPL is Sunrisers Hyderabad (SRH), with a 76% increase in brand value to USD 85 million, reflecting strong fan engagement and sponsorship support [49][51]. - The report highlights a significant shift in brand strength, with CSK maintaining the highest Brand Strength Index (BSI) score of 89.2, while KKR and MI follow closely with scores of 77.8 [58][59][62]. Insights on Global Reach and Engagement - The IPL enjoys a strong following in India, with 73% of the population engaged with cricket and 69% closely following the IPL, while also expanding its reach in markets like the UAE and Saudi Arabia [76][80]. - The IPL outperforms the ICC World Cup in key engagement metrics, including broadcast viewership (67%) and social media activity (53%), underscoring its dominance in the cricketing world [81][82]. - The league's innovative approach, including partnerships with fantasy sports platforms, has attracted a younger audience, enhancing viewer interaction and engagement [89][90].

Investment Rating - The report does not explicitly provide an investment rating for the industry. Core Insights - Economic growth in Algeria remained robust, with GDP growth at 3.9% year-on-year in H1-2024, supported by non-extractive sectors and dynamic investment [17][19] - Non-hydrocarbon exports have significant growth potential, having tripled since 2017 to reach 2.0% of GDP or US$ 5.1 billion in 2023, although they still represent a small fraction of total exports [20][34] - Inflation decelerated to 4.3% in the first nine months of 2024, down from 9.3% in 2022 and 2023, due to stabilization in fresh food prices and moderated import prices [17][19] Summary by Sections Chapter 1: Recent Economic Developments - Non-extractive GDP grew by 3.9% year-on-year in H1-2024, driven by strong investment growth and robust private consumption [38] - The current account reached balance in H1-2024, following a surplus of 2.3% of GDP in 2023, as export prices and volumes declined while import volumes remained high [17][19] - Inflation fell significantly in H1-2024, attributed to stabilized fresh food prices and a stable exchange rate [17][19] Chapter 2: Outlook and Risks - Growth is expected to slow moderately in 2024, with GDP projected to grow at 3.1%, while external and fiscal deficits are anticipated to widen [19][20] - Public debt is projected to reach 49.5% of GDP by the end of 2024, driven by declining hydrocarbon revenues and increased public spending [19][20] - A recovery in hydrocarbon output is expected to support growth rebound in 2025, although faster import growth may lead to a current account deficit [19][20] Chapter 3: Towards a Holistic Framework to Support Exports - Algeria's non-hydrocarbon export potential is significant, with a goal to export US$ 29 billion in non-hydrocarbon products by 2030 [20][34] - Productivity growth and conducive macroeconomic policies are essential for enhancing export competitiveness [20][34] - Adapting to global decarbonization efforts is crucial, as over 80% of Algeria's non-hydrocarbon exports to Europe are concentrated in carbon-intensive products [20][34]

Investment Rating - The report does not explicitly provide an investment rating for the cooperative financial institutions (CFIs) sector Core Insights - Cooperative financial institutions (CFIs) have significant potential to enhance financial inclusion in underserved areas, particularly in rural and marginal urban regions, but face challenges due to inadequate regulation, weak financial safety nets, and limited management capacity [16][17] - The World Bank and Rabo Partnerships project aims to strengthen CFIs by improving their regulatory and supervisory frameworks, as well as their institutional capacities, across Colombia, Ethiopia, and West Africa [17][32] Summary by Sections Background and Objective of the Project - The project focuses on promoting CFIs as a means to enhance financial inclusion and mobilize private capital, particularly in rural areas where CFIs are often the only financial service providers [29][30] - Strengthening CFIs is seen as a cost-effective policy for financial sector development compared to creating new retail networks [23][30] Project Objective and Main Activities - The project employs a parallel approach, with the World Bank focusing on regulatory and supervisory improvements while Rabo Partnerships provides technical support to enhance operational capabilities of CFIs [32][34] Selection Process of Pilot Countries/Jurisdictions - Colombia, Ethiopia, and West Africa were selected based on their potential for public sector engagement and the relevance of the CFI sector for financial inclusion [41][43] Colombia - The cooperative sector in Colombia consists of 176 CFIs serving approximately 3.6 million members, with significant potential for agricultural development [47][44] - The project aims to improve regulatory frameworks and support integration among CFIs to enhance their operational efficiency [50][51] Ethiopia - Ethiopia has around 21,883 SACCOs serving over 6 million members, playing a crucial role in financial inclusion [54][45] - The project identifies the need for a specific SACCO law and improved regulatory frameworks to enhance the sector's effectiveness [55][57] West Africa - The CIF network in West Africa serves 5 million members and aims to enhance its supervisory and safety net functions [62][63] - The project focuses on improving governance and risk management within the CIF network to better serve its members [66][68] Lessons Learned - The project highlights the importance of parallel improvements in regulatory frameworks and institutional capacities for CFIs to thrive [72] - Greater consolidation within the CFI sector is essential for resilience, particularly in contexts affected by fragility, conflict, and violence [70][72]

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Public Disclosure Authorized Water Security and Climate Change: Insights from Country Climate and Development Reports 1 Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Water Security and Climate Change Insights from Country Climate and Development Reports WATER SECURITY AND CLIMATE CHANGE: INSIGHTS FROM COUNTRY CLIMATE AND DEVELOPMENT REPORTS ABOUT THE WATER GLOBAL PRACTICE Launched in 2014, the World Bank Group's Water Global Practice brings together financing, knowle ...

McKinsey & Company Lives & Legacies No. 209 | December 3, 2024 | by Peter Gordon 1234 56789 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 Across 1 Southwestern tribe 5 Phone feature 10 Bygone carrier 13 Hearing things 14 Annul, as an amendment 16 Sunflower product 17 Organization that arose from one formed by Ruth Colvin (1916–2024) to help people learn to read 19 Luau souvenir 20 Pic taker ...

McKinsey Healthcare Practice Health media: How consumer content informs the future of healthcare Healthcare organizations are well positioned to offer healthcare content to improve consumer experience and care outcomes, achieve marketing objectives, and create a diversified revenue source. by Adam Broitman, Michael Elliott, and Quentin George with Jessica Buchter November 2024 Healthcare organizations, especially health systems, have a large, untapped opportunity to use their clinical expertise and reputati ...

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Policy Research Working Paper 10989 Public Disclosure Authorized Public Disclosure Authorized GDP-Employment Elasticities across Developing Economies Constantin Burgi Shoghik Hovhannisyan Camilo Mondragon-Velez International Finance Corporation December 2024 Public Disclosure Authorized Public Disclosure Authorized Policy Research Working Paper 10989 Abstract Economic growth is often associated with welfare gains through job creation. However, the number and quality of new job opportunities created in a gro ...