“华尔街之王”杰米·戴蒙最新访谈，详述职业生涯的震撼时刻

Core Viewpoint - Jamie Dimon has transformed JPMorgan Chase into the most dominant bank in the U.S. over the past two decades, demonstrating resilience through various crises and emphasizing the importance of a strong balance sheet and risk management [3][20][100]. Group 1: Jamie Dimon's Career and Philosophy - Dimon's career highlights include overcoming a significant setback when he was unexpectedly fired from Citigroup in 1998, which he viewed as a lesson in separating self-worth from professional circumstances [4][26]. - He emphasizes the importance of having a "fortress balance sheet," advocating for companies with strong capital and conservative financial practices [6][100]. - Dimon believes in aligning management incentives with shareholder interests and stresses the importance of rigorous stress testing beyond regulatory requirements [7][100]. Group 2: JPMorgan's Resilience and Strategy - Under Dimon's leadership, JPMorgan was the only major bank to emerge unscathed during the 2008 financial crisis, acquiring Bear Stearns and later First Republic Bank during the recent banking turmoil [20][21]. - The bank's strategy focuses on maintaining a conservative approach to leverage and accounting, which has allowed it to withstand economic downturns better than its competitors [90][96]. - Dimon has consistently prioritized risk management, stating that understanding and appropriately pricing risk is crucial for long-term success [72][82]. Group 3: Mergers and Acquisitions - The merger between Bank One and JPMorgan in 2004 was strategically logical, allowing both banks to consolidate their strengths and reduce costs [101][110]. - Dimon was aware of the importance of managing the merger effectively to avoid internal conflicts that often derail such transactions [111][112]. Group 4: Leadership and Management Practices - Dimon has implemented a culture of accountability and transparency within JPMorgan, ensuring that employees are incentivized to act ethically and responsibly [99][113]. - He has rejected excessive risk-taking behaviors that are often incentivized in the banking industry, focusing instead on sustainable growth and profitability [96][113].