快讯 | 申万宏源证券助力互联网商业银行首单小微金融债券成功发行

Core Viewpoint - The issuance of the "CITIC Baixin Bank Co., Ltd. 2025 Special Financial Bonds for Small and Micro Enterprises" marks a significant milestone in the digital banking sector, being the first small micro financial bond issued by an internet commercial bank with a record low coupon rate of 1.98% [2]. Group 1: Bond Issuance Details - The bond has a total issuance scale of 2 billion yuan and a maturity period of 3 years [2]. - The funds raised from this bond will be specifically used for providing loans to small and micro enterprises, aligning with the national policy to enhance financial services for small businesses [2]. Group 2: Company Background and Strategy - CITIC Baixin Bank, established in 2017, is the first state-controlled digital bank in China, jointly initiated by CITIC Bank and Baidu, and serves as a testing ground for the digital transformation of the banking industry [2]. - The bank has been actively innovating in inclusive financial services this year, focusing on addressing the financing challenges faced by small and micro enterprises through digital products like the "Entrepreneur Guarantee Loan" [2]. Group 3: Role of Shenwan Hongyuan Securities - Shenwan Hongyuan Securities acted as the lead underwriter for this bond issuance, marking its first internet bank financial bond, which signifies a new breakthrough in the field of digital inclusive finance bonds [2]. - The company aims to continue its commitment to serving the real economy and contributing to the development of digital and inclusive finance [2].