基本功 | 前五大持仓都是利率债，债基的风险就一定低吗？

Group 1 - The core idea emphasizes the importance of foundational knowledge in investing and selecting the right funds, suggesting that solid fundamentals are essential for successful investment in funds [2] Group 2 - The top five holdings of bond funds are primarily interest rate bonds, but these holdings do not represent the entirety of the fund's portfolio, indicating that bond fund holdings are relatively diversified and that periodic reports should be viewed as references [3]