Today's mortgage rates are near multi-year lows. While Freddie Mac reported the current 30-year fixed home loan rate at 5.98% this week, the Zillow lender marketplace is reporting an average rate of 5.81%. And the 15-year is at a new low since 2022: 5.32%. Is it a good time to buy a house or refinance your mortgage? Run the numbers at these low rates. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.81% 20-year fixed: 5.76% 15-year fix ...

Mortgage rates remain close to 2022 lows. According to the Zillow lender marketplace, the current 30-year fixed rate is 5.81%, just seven basis points up from last Thursday's multi-year low. The 15-year fixed rate is down five basis points to 5.32%, which is its new low in more than three years. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.81% 20-year fixed: 5.76% 15-year fixed: 5.32% 5/1 ARM: 5.82% 7/1 ARM: 5.88% 30-year VA: 5. ...

(Bloomberg) — President Donald Trump said US consumers should “wait a little longer” for mortgage rates to drop further, a plea for patience from the electorate as voters show dissatisfaction with his handling of the economy and affordability issues. Potential homebuyers should “save a little money, wait a little longer, you’re going to get a mortgage for a very low rate,” Trump said Friday ahead of boarding a flight to Texas. Most Read from Bloomberg The remark echoed his comment about the issue in hi ...

Fraud, Processing, Verification Waterfall Products; Fairway and Insurance; Conv. Conforming Changes Can’t you feel the anticipation building? March 5th… Trigger leads… Don’t tell me that you’ve forgotten all about it. When a borrower applies for a mortgage and their credit is pulled, that data has historically been sold as a “trigger lead” and dozens of calls are received. Starting March 5, according to the law, credit bureaus can no longer sell trigger leads, the borrower’s lender can still contact them, ...

This week, mortgage rates officially moved below 6%, though it's been widely reported elsewhere for weeks (including Yahoo Finance). According to Freddie Mac, the average 30-year fixed rate fell three basis points to 5.98%. Other mortgage rate aggregators have been reporting rates in the 5% range, but Freddie Mac is the industry's official voice. Now, it's a question of how long the under 6% rate holds. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30 ...

The 30-year fixed mortgage rate averaged 5.98%, the lowest level since September 2022, down from 6.01% last week, mortgage finance company Freddie ‌Mac said on ⁠Thursday. It ⁠averaged 6.76% during the same period a year ago. The The drop followed a decline in the benchmark 10-year U.S. Treasury yield after the U.S. Supreme Court on Friday struck down Trump's sweeping tariffs. In response, Trump imposed a 10% global tariff, before raising the rate to 15%. The 30-year fixed-rate mortgage tracks the Economi ...

Core Insights - The average rate on the 30-year fixed mortgage in the U.S. has dipped below 6% for the first time in three-and-a-half years, providing a psychological boost to the housing market, which has been struggling with high borrowing costs and limited supply [12] - Economists caution that the recent decline in mortgage rates may be temporary, driven by volatility in bond markets rather than a significant change in economic fundamentals [12][10] - A shortage of housing inventory remains a critical issue, with millions of homeowners locked into lower mortgage rates, creating a "rate-lock" effect that discourages selling [5][12] Housing Market Dynamics - Home prices rose by 1.8% in the 12 months through December, following a 2.1% increase in November, indicating moderated price growth but ongoing affordability challenges [5][12] - The Trump administration's initiative to purchase $200 billion in mortgage bonds aims to lower borrowing costs, but economists are skeptical about its effectiveness without an increase in housing supply [6][12] - Federal Reserve minutes indicate that the bond-buying initiative led to a decline in mortgage-backed securities yields, but refinancing activity is unlikely to surge due to current mortgage rates being above the weighted average of outstanding loans [7][12] Market Implications - The decline in mortgage rates could support shares of homebuilders, banks, and consumer discretionary companies linked to housing demand, as housing is closely tied to broader economic activity [10][12] - Falling Treasury yields may benefit growth-oriented sectors in the U.S. stock market, as lower yields reduce discount rates used in equity valuations [10][12] - Despite the potential for increased buyer confidence with rates below 6%, analysts emphasize that life events often drive housing decisions more than marginal rate changes, and without a significant rise in listings, lower rates may not lead to a broad housing revival [9][12]

WASHINGTON, Feb. 26, 2026 /PRNewswire/ -- Fannie Mae's (OTCQB: FNMA)Â January 2026 Monthly Summary is now available. The monthly summary report contains information about Fannie Mae's monthly and year-to-date activities for our gross mortgage portfolio, mortgage-backed securities and other guarantees, interest rate risk measures, and serious delinquency rates. ...

By Lucia Mutikani WASHINGTON, Feb 26 (Reuters) - The average rate on the popular U.S. 30-year fixed-rate mortgage fell below 6% this week for the first time in 3-1/2 years, but economists said the improvement was likely temporary and on its own insufficient to boost housing demand unless ‌supply increased. The 30-year fixed mortgage rate averaged 5.98%, the lowest level since September 2022, from 6.01% last week, mortgage finance agency Freddie Mac said ‌on Thursday. It averaged 6.76% during the same p ...

Colliers Capital Markets recently sat down with John Randall, National Production Manager, and Shahin Yazdi, Executive Managing Director, from Colliers Debt & Structured Finance to discuss the rapidly evolving lending landscape, where capital is flowing today, and what borrowers should be watching as the cycle continues to unfold. Colliers Capital Markets (CCM): How would you characterize liquidity today? Shahin Yazdi (SY): Liquidity remains abundant and highly competitive across the debt stack, particularl ...