AI - The industry is exploring decentralized AI models like NousResearch, which currently does not have a token [1] - Deep Research crypto AI models such as Surf_Copilot are gaining traction, with Cyber being the parent token [1] - AI-backed yield strategies are emerging, exemplified by USDai_Official and Gaib_ai, the latter reaching a $150 million cap [2][4] - AI portfolio analytics are being developed, as seen with Cerebro_hq, which utilizes NFTs and pro subscriptions [4] DeFi - New on-chain DEXs with innovative fundraising mechanisms are being developed, such as flyingtulip_, founded by AndreCronjeTech, aiming to raise $1 billion [3] - Automated Yield + DeFAI strategies are being explored by Almanak__, with a TGE (Token Generation Event) expected at the End of Month (EOM) [2] - Perp DEXs (Perpetual Decentralized Exchanges) are gaining attention, with vooi_io backed by yzilabs, and LABtrade_ raising $5 million [4] Infrastructure - Onchain credibility protocols like ethos_network are emerging, using daily tasks and ETH vouching to accumulate XP [5] - Capital launchpads without tokens, such as legiondotcc, are gaining traction due to democratization of investment access [5] - Consumer credibility protocols like ConsumerFi are being developed, using tasks for Compute Credits to rank on leaderboards [5] L1/L2 - New L1/L2 solutions are emerging, including monad with a TGE on October 14th, and megaeth_labs, an EVM L2 [5] - Base is anticipated to launch in Q1 2026, encouraging accumulation of organic eco activity [5] ZK Tech (Privacy) - ZK (Zero-Knowledge) tech is gaining attention, with projects like EspressoSys focusing on ZK shared sequencing [5] - Brevis_zk is exploring ZK co-processing, backed by yzilabs [5] NFT - NFT marketplaces like OpenSea are incorporating trading volume and partner rewards to collect chests for XP [6] - Moonbirds is experiencing a revival with the O Cap games acquisition, announcing a BIRB token and encouraging participation in the ecosystem [6]

AI & DeFi Protocols - The report highlights a curated list of over 125 tokenless protocols and farming strategies, focusing on emerging trends in AI and DeFi [1] - Several AI protocols are noted, including decentralized AI model @NousResearch, deep research crypto AI model @Surf_Copilot, and AI portfolio analytics @cerebro_hq [1][2][4] - DeFi protocols mentioned include @flyingtulip_ (a new on-chain DEX), @vooi_io (a Perp DEX), and @MMTFinance (a top DEX on Sui with $05 billion TVL) [3][4] - The report also mentions @USDai_Official (AI backed stablecoin yield) and @gaib_ai (AI backed yield with $150 million cap reached) [2][4] Neo Banks & Infrastructure - The report identifies several Neo Banks, including @useTria, @RevolutApp, and @Plasma One, with @useTria's "Best Path" swap tech potentially driving fees to token holders [3] - Infrastructure projects are highlighted, such as @ethos_network (onchain credibility), @legiondotcc (capital launchpads), and @privy_io (acquired by Stripe) [5] L1/L2 & ZK Tech - The report discusses various L1/L2 projects, including @monad (TGE on October 14th), @megaeth_labs (EVM L2), and @AbstractChain (consumer crypto chain) [5] - ZK tech (privacy) projects are mentioned, such as @EspressoSys (ZK shared sequencing), @brevis_zk (ZK co-processing), @NexusLabs (ZKVM verifiable AI/compute), and @zkPass (zkTLS private web data) [5][7] NFT & Gaming - The report touches on NFT marketplaces like @opensea and the revival of @moonbirds with the BIRB token announcement [6] - Gaming related projects such as @fireball_gg (automate gaming agents) are also mentioned [5]

RT s4mmy (@S4mmyEth)I've curated a spreadsheet of >125 tokenless protocols, and farming strategies.The complete list has been published to my subscribers and I'll include the link on Tuesday in my FREE newsletter (link in bio).Here are some notes on several of them below:a) AI:- @NousResearch: Decentralized AI model (Sign up to portal), no token.- @Surf_Copilot: Deep Research crypto AI model (Pro sub). Cyber is parent token, but no token for this protocol/entity.- @Almanak__: Automated Yield + DeFAI strateg ...

AI - The industry is exploring decentralized AI models like NousResearch, which currently does not have a token [1] - Deep Research crypto AI models such as Surf_Copilot are gaining traction, with Cyber being the parent token [1] - AI-backed yield strategies are emerging, exemplified by USDai_Official and Gaib_ai, the latter reaching a $150 million cap [2][4] - AI portfolio analytics are being developed, as seen with Cerebro_hq, which utilizes NFTs and pro subscriptions [4] DeFi - New on-chain DEXs with innovative fundraising mechanisms are being developed, such as flyingtulip_, founded by AndreCronjeTech, aiming to raise $1 billion [3] - Automated Yield + DeFAI strategies are being explored by Almanak__, with a TGE (Token Generation Event) expected at the End of Month (EOM) [2] - Perp DEXs (Perpetual Decentralized Exchanges) are gaining attention, with vooi_io backed by yzilabs, and LABtrade_ raising $5 million [4] Infrastructure - Onchain credibility protocols like ethos_network are emerging, using daily tasks and ETH vouching to accumulate XP [5] - Capital launchpads without tokens, such as legiondotcc, are gaining traction due to democratization of investment access [5] - Consumer credibility protocols like ConsumerFi are being developed, using tasks for Compute Credits to rank on leaderboards [5] L1/L2 - New L1/L2 solutions are emerging, including monad with a TGE on October 14th, and megaeth_labs, an EVM L2 [5] - Base is anticipated to launch in Q1 2026, encouraging accumulation of organic eco activity [5] ZK Tech (Privacy) - ZK (Zero-Knowledge) tech is gaining attention, with projects like EspressoSys focusing on ZK shared sequencing [5] - Brevis_zk is exploring ZK co-processing, backed by yzilabs [5] NFT - NFT marketplaces like OpenSea are incorporating trading volume and partner rewards to collect chests for XP [6] - Moonbirds is experiencing a revival with the O Cap games acquisition, announcing a BIRB token and encouraging participation in the ecosystem [6]

Core Insights - Klarna and Google Cloud have partnered to enhance the use of artificial intelligence in Klarna's app and operations, targeting improved personalization, creative content, and fraud prevention for its 114 million users globally [1][3]. Group 1: Partnership Details - The partnership will leverage Google Cloud's AI systems to create new in-app experiences and marketing tools, with pilot programs showing a 15% increase in app engagement and a 50% boost in orders [3]. - The initial focus will be on creative production using Google's image and video generation tools, and personalization through AI models to enhance Klarna's library of over 200 million product images [4]. Group 2: Fraud Prevention and Automation - Klarna plans to utilize Google Cloud's computing capabilities to enhance fraud prevention by training graph-based machine-learning models to analyze user and transaction connections for identifying suspicious activities [5]. - The collaboration aims to integrate automation with human-led services, maintaining human support for complex issues while using AI to improve personalization and risk management [6]. Group 3: Industry Trends - The trend of integrating AI with human expertise has shown measurable gains in customer satisfaction, retention, and engagement across various industries, with faster response times and higher resolution rates reported [7]. - Similar initiatives are observed in the FinTech sector, with companies like Revolut also expanding their use of cloud-based AI for personalization and operational scalability [7][8].

Core Insights - UK-based digital finance firm Revolut is planning to launch its payment platform in India, marking its first entry into one of the largest digital payments markets globally [1] - The fintech aims to partner with the Unified Payments Interface (UPI) and Visa to facilitate both domestic and international transactions for users in India [1] - Revolut has a waitlist of 350,000 customers in India, with services expected to roll out later this year [2] Expansion Plans - Revolut plans to leverage a prepaid payment instrument license obtained from the Reserve Bank of India to provide domestic payment services [3] - The company also holds a license to offer foreign exchange services in India [3] - Revolut aims to reach 100 million customers globally by 2027 and expand into over 30 new markets by 2030 [4] Recent Developments - Revolut recently opened its new global headquarters in London's Canary Wharf and reported surpassing 65 million customers worldwide [4] - The firm is also exploring the acquisition of a US bank and plans to launch credit cards in its home market [2] - Additionally, Revolut is looking to apply for a banking license in South Africa, working closely with the South African Reserve Bank [4]

Core Insights - The conference in Mumbai attracted around 100,000 participants, including global regulators, investors, and industry executives, but did not address the recent surge in Bitcoin prices due to India's cautious regulatory stance on cryptocurrencies [2][5]. Regulatory Environment - India is reportedly not moving towards creating legislation to regulate the cryptocurrency sector, which contrasts with other Asian economies that are positioning themselves as hubs for cryptocurrencies and stablecoins [3][5]. - A guideline document for speakers at the conference advised against discussing political, crypto, religious, or personal topics, indicating a cautious approach towards cryptocurrencies [4]. Industry Developments - The event saw the launch of over 50 new products, including PayPal's global wallet platform and biometric payment authentication, but the regulatory uncertainty is hindering the development of commercial use cases for stablecoins in India [6]. - Industry executives expressed a lack of appetite for entering the crypto sector without regulatory approval, highlighting the cautious sentiment surrounding stablecoins [7].

Founder Departure - Digital banking app cofounder Nik Storonsky has left the United Kingdom following the removal of a tax break [1] - The departure is part of a larger trend of wealthy founders and investors leaving the UK [1]

Core Insights - Webull UK is expanding its offerings in the retail investment market by adding London Stock Exchange-listed shares and ETFs, along with a two-tier account model for different types of traders [1][4] - The new account plans include Webull Go, a commission-free account for U.S. stocks and 20 ETFs, and Webull Meridian, a premium tier with around 1,000 UK-listed equities and ETFs for a monthly fee of £5 [2] - A flat commission of $0.10 per U.S. trade is being introduced, replacing the previous 2.5-basis-point fee, indicating increased price competition among digital brokers [3] Company Developments - The partnership with Upvest, which provides brokerage and settlement infrastructure, supports Webull's domestic rollout and enhances its product offerings [5][6] - Webull UK aims to provide a seamless trading experience with greater flexibility and fast execution through this partnership [6] - The company operates licensed brokerages in 14 markets globally, serving over 24 million users, and has accelerated its European expansion from a new headquarters in Amsterdam [11] Industry Context - The UK retail brokerage sector is experiencing a surge of activity, with new entrants like Robinhood and Revolut targeting self-directed investors [7][9] - Other new players include Ultima Markets and Moneta Markets, indicating a shift from previous years of consolidation among older brokers [8][9] - The renewed confidence in the UK's retail investment market is highlighted by the influx of new entrants, suggesting a competitive landscape [9]

Core Insights - MetaMask is expanding its functionality beyond being a simple crypto wallet by integrating with Hyperliquid and Polymarket to enhance user experience, particularly for mobile users [1][5] Integration Details - The integration with Polymarket aims to simplify the betting process by allowing one-click trading, addressing user drop-off issues due to complex steps required for placing bets [2][3] - The Hyperliquid integration is also designed to streamline trading processes for users [3][4] Strategic Direction - MetaMask is transitioning from a wallet to a comprehensive on-chain financial platform, similar to leading fintech applications [5] - Recent product launches include a Mastercard-powered debit card for direct spending from self-custodial wallets and a collaboration with Stripe to introduce a native stablecoin, mUSD [6] User Base and Market Context - MetaMask has over 250 million users as of June, positioning itself to retain users amid increasing interest in crypto from larger fintech companies like Revolut and Robinhood [7][8]