Tyler Crowe: It's 2026, and banking is booming. This is Motley Fool Money. Welcome to Motley Fool Money. I'm Tyler Crowe, and today I'm joined by longtime Fool contributors Matt Frankel and Jon Quast. It's that time again, folks, earning season, and we'll discuss earnings today, this proposal from the Trump administration to cap credit card rates because we are talking about banks. Of course, what Thursday show would be complete without talking about stocks on our radar. But first, when I opened up Bloomber ...

Core Viewpoint - The Gross Law Firm is notifying shareholders of Klarna Group plc regarding a class action lawsuit related to misleading statements made during the company's initial public offering (IPO) on September 10, 2025 [1][3]. Group 1: Lawsuit Details - The lawsuit is on behalf of individuals who purchased Klarna securities during the specified class period [3]. - Allegations include that defendants materially understated the risk of increased loss reserves shortly after the IPO, which they either knew or should have known, leading to misleading public statements [4]. - The deadline for shareholders to register for the class action is February 20, 2026, and participation does not incur any cost or obligation [5]. Group 2: Firm Background - The Gross Law Firm is a nationally recognized class action law firm dedicated to protecting investors' rights against deceit and illegal business practices [6]. - The firm aims to ensure companies adhere to responsible business practices and seeks recovery for investors who suffered losses due to misleading statements or omissions [6].

Core Viewpoint - A class action lawsuit has been filed against Klarna Group plc on behalf of investors who acquired Klarna securities during the specified class period, alleging that the company's IPO registration statement materially understated the risks associated with its loss reserves [1][3]. Group 1: Lawsuit Details - The lawsuit is initiated by Berger Montague PC, representing investors who purchased Klarna securities from September 7, 2025, to December 22, 2025, including shares from the September 2025 IPO [1][2]. - Investors have until February 20, 2026, to seek appointment as lead plaintiff representative of the class [2]. - The complaint claims that Klarna's IPO registration statement did not adequately disclose the risk of significant increases in loss reserves, particularly given the financial hardships faced by many of its customers [3]. Group 2: Financial Impact - At the time of the lawsuit, Klarna's share price had decreased from the IPO price of $40 per share to approximately $31.31 per share [3].

Core Insights - Klarna's "Pay in 4" option allows users to split purchases into four equal, interest-free payments, appealing to consumers who prefer to manage cash flow while keeping funds in high-yield savings accounts [1][2] - The convenience of Buy Now, Pay Later (BNPL) services can obscure potential risks, particularly for users who may miss payments despite having the financial means to pay [2][3] Group 1: User Behavior and Motivations - A survey indicated that 34% of BNPL users chose services like Klarna primarily for the ability to pay over time without interest, even if they could afford the purchase outright [2] - Convenience and ease of approval are significant factors driving the adoption of BNPL services [2] Group 2: Payment Risks and Structural Issues - BNPL services are designed to be frictionless, which can lead to missed payments; 42% of BNPL users reported at least one late payment in the past year due to various reasons [3] - Unlike traditional credit card bills, BNPL payments are distributed across multiple retailers, increasing the risk of delinquency from issues like failed debits or expired cards [4] - Klarna warns that missed payments may lead to late fees and collections, and these services may report delinquent accounts to credit bureaus [4][5]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased securities of Klarna Group plc about the upcoming lead plaintiff deadline for a securities class action related to Klarna's September 2025 IPO [1]. Group 1: Class Action Details - Investors who purchased Klarna securities may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by February 20, 2026 [3]. - The lawsuit alleges that the Registration Statement contained false or misleading statements regarding Klarna's loss reserves, which were materially understated [5]. Group 2: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions [4]. - The firm has achieved significant settlements, including the largest securities class action settlement against a Chinese company and has been ranked highly for its performance in securities class actions since 2013 [4]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering funds for clients [4].

Core Viewpoint - Rosen Law Firm is reminding investors who purchased securities of Klarna Group plc about a class action lawsuit related to the company's September 2025 IPO, with a lead plaintiff deadline set for February 20, 2026 [1]. Group 1: Class Action Details - Investors who purchased Klarna securities may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties must act by February 20, 2026, to serve as lead plaintiff [3]. - The lawsuit alleges that the Registration Statement contained false or misleading statements regarding Klarna's loss reserves, which were understated, leading to investor damages when the true information became public [5]. Group 2: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions, highlighting its own achievements in this area [4]. - The firm has secured significant settlements for investors, including over $438 million in 2019, and has been recognized as a leader in the field of securities class action settlements [4].

Sequoia Capital 在 2026: This is AGI 这篇文章中断言 AGI 就是把事情搞定（Figure things out）的能力。 如果说过去的 AI 是 Talkers 的时代，那么 2026 年则是 Doers 的元年。转变的核心载体正是 Long Horizon Agents（长程智能体）。这类 Agent 不再满足于 对上下文的即时回复，而是具备了自主规划、长时间运行以及目标导向的专家级特征。从 Coding 到 Excel 自动化，原本在特定垂直领域爆发的 Agent 能 力，正在向所有复杂任务流扩散。 作为 LangChain 的创始人，Harrison Chase 一直处于这场变革的最前沿。本文编译了 Sequoia Capital Sonya Huang & Pat Grady 访谈 Harrison Chase 的最新播 客。作为站在 Agent 基础设施最前沿的先行者，Harrison 揭示了为什么 Agent 正迎来其爆发的"第三个拐点"。 核心 Insight 提炼： •Long Horizon Agents 价值在于为复杂任务提供高质量初稿； •Agent ...

Bragar Eagel & Squire, P.C. Litigation Partner Brandon Walker Encourages Investors Who Suffered Losses In Klarna (KLAR) To Contact Him Directly To Discuss Their Options If you purchased or acquired Klarna’s common stock IPO traceable to September 10, 2025 and would like to discuss your legal rights, call Bragar Eagel & Squire partner Brandon Walker or Melissa Fortunato directly at (212) 355-4648. Click here to participate in the action. NEW YORK, Jan. 27, 2026 (GLOBE NEWSWIRE) -- What’s Happening: Bragar E ...

SAN DIEGO, Jan. 27, 2026 /PRNewswire/ -- Robbins LLP reminds stockholders that a class action was filed on behalf of all investors who purchased or otherwise acquired Klarna Group plc (NASDAQ: KLAR) securities pursuant and/or traceable to the registration statement and related prospectus issued in connection with Klarna's September 10, 2025, initial public offering ("IPO"). Klarna purports to be a "technology-driven payments company, with operations spanning multiple countries." For more information, submi ...

ATLANTA, Jan. 27, 2026 (GLOBE NEWSWIRE) -- Holzer & Holzer, LLC reminds investors of the deadline to seek to be appointed lead plaintiff in the following class action lawsuits: SLM Corporation (SLM) The shareholder class action lawsuit filed against SLM Corporation (“SLM” or the “Company”) (NASDAQ: SLM) alleges that Defendants made materially false and/or misleading statements and/or failed to disclose material facts regarding the effectiveness of SLM’s loss mitigation and/or loan modification programs betw ...