Group 1 - Green Dot (GDOT) closed at $9.45, with a 10.5% gain over the past four weeks, and a mean price target of $12.25 indicating a 29.6% upside potential [1] - The mean estimate includes four short-term price targets with a standard deviation of $2.06, where the lowest estimate is $10 (5.8% increase) and the highest is $14 (48.2% increase) [2] - Analysts show strong agreement on GDOT's ability to report better earnings, with a positive trend in earnings estimate revisions correlating with potential stock upside [4][11] Group 2 - The Zacks Consensus Estimate for GDOT has increased by 21.5% due to two upward revisions in earnings estimates over the last 30 days [12] - GDOT holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate factors, indicating strong potential upside [13] - While price targets may not be reliable indicators of actual stock gains, they can provide guidance on price movement direction [10][13]

PaySign Inc. Conference Call Summary Company Overview - **Company Name**: PaySign Inc. (Ticker: PAYS) - **Industry**: Payment services, primarily in healthcare - **Headquarters**: Southern Nevada, near Las Vegas - **Incorporation Year**: 1995 - **Public Listing**: Went public through a reverse merger in 2018 Core Business Segments - **Healthcare Payments**: Predominantly provides payment services to the healthcare industry, including patient affordability programs and plasma donor payments [5][9] - **Patient Affordability Programs**: Helps patients cover copays for expensive medications, with a focus on reducing abandonment rates for prescriptions [9][10] - **Plasma Industry**: Engaged in electronic payments for plasma donation centers, holding a 40% market share in the U.S. [8][11] Financial Performance - **Revenue**: - 2024 projected revenue: $58.4 million - 2023 revenue: $87 million from plasma business and $12.7 million from patient affordability [11][16] - Patient affordability business expected to grow at least 135% in 2024 [11] - **Adjusted EBITDA**: $13 million for the trailing twelve months, with margins improving [16][34] - **Cash Position**: $111 million in cash, with zero debt [15][34] - **Gross Margins**: Increased to 62.9% from 53% year-over-year [14] Market Dynamics - **Plasma Market**: - U.S. provides over 75% of the world's plasma, with a normal growth rate of about 5% annually [8][26] - Anticipated decline of 8-10% in plasma business revenue due to operational adjustments post-COVID [26] - **Patient Affordability Market**: - Total Addressable Market (TAM) estimated at over $500 million, indicating significant growth potential [29] Strategic Initiatives - **Acquisition of Gamma Innovation**: - Acquired for $16 million, aimed at enhancing software capabilities in the plasma industry [28][30] - **Dynamic Business Rules Technology**: - Proprietary technology that saved customers over $100 million in claims in 2024, expected to double in 2025 [22] Leadership and Expertise - **Senior Leadership**: Comprised of individuals with extensive backgrounds in banking, payments, and healthcare, enhancing domain expertise [13][39] - **Analyst Coverage**: Covered by five firms, all with buy or equivalent ratings, target prices ranging from $6 to $8 [35] Additional Insights - **Customer Engagement**: The company emphasizes direct partnerships with pharmaceutical companies, enhancing payment capabilities and transparency [42][44] - **Operational Efficiency**: The call center operates at breakeven, indicating effective cost management [17] - **Regulatory Environment**: The company operates primarily in the U.S. market, with limited applicability of its services outside due to different healthcare systems [37] Conclusion PaySign Inc. is positioned for growth in the healthcare payment sector, with strong financials, innovative technology, and a strategic focus on expanding its market share in both the plasma and patient affordability segments. The leadership team's expertise and recent acquisitions further bolster its competitive advantage in a rapidly evolving industry.

Core Insights - Investing in stocks based on valuation metrics, particularly the price-to-sales (P/S) ratio, is a strategic approach for evaluating companies, especially those that are unprofitable or in early growth stages [1][3][5] Group 1: Price-to-Sales Ratio - The price-to-sales ratio is a valuable metric that reflects how much investors pay for each dollar of revenue generated by a company [3] - A P/S ratio below 1 indicates a good bargain, as investors pay less than a dollar for a dollar's worth of revenue [4] - The P/S ratio is often preferred over the price-to-earnings ratio due to the difficulty of manipulating sales figures compared to earnings [5] Group 2: Screening Parameters - Companies should have a price-to-sales ratio less than the median for their industry, along with a price-to-earnings ratio below the industry median [7] - A debt-to-equity ratio less than the industry median is also recommended, as lower debt levels contribute to a stable P/S ratio [8] - Stocks should be trading at a minimum price of $5 and have a Zacks Rank of 1 (Strong Buy) or 2 (Buy) to ensure better performance [8] Group 3: Company Profiles - Green Dot (GDOT) is a pro-consumer bank holding company with a strong position in prepaid cards and Banking-as-a-Service, boasting a Zacks Rank 1 and a Value Score of A [10][11] - JAKKS Pacific (JAKK) has diversified through acquisitions and focuses on online retailing, currently holding a Zacks Rank 2 and a Value Score of A [12][13] - PCB Bancorp (PCB) offers a range of banking products and has a strategic expansion plan, with a Value Score of A and a Zacks Rank 2 [14][15] - Gibraltar Industries (ROCK) focuses on operational improvements and has a Value Score of B with a Zacks Rank 2, benefiting from high demand in agricultural facilities [16][17] - Pfizer (PFE) is committed to developing treatments across various therapeutic areas and expects better non-COVID operational revenue growth, holding a Value Score of A and a Zacks Rank 2 [18][19]

Shares of Green Dot (GDOT) have gained 22.8% over the past four weeks to close the last trading session at $9.33, but there could still be a solid upside left in the stock if short-term price targets of Wall Street analysts are any indication. Going by the price targets, the mean estimate of $12.25 indicates a potential upside of 31.3%.The mean estimate comprises four short-term price targets with a standard deviation of $2.06. While the lowest estimate of $10 indicates a 7.2% increase from the current pric ...

PART I [Item 1. Financial Statements](index=4&type=section&id=Item%201.%20Financial%20Statements) Green Dot Corporation's Q1 2025 unaudited consolidated financial statements reflect significant growth in net income and total assets, driven by increased operating revenues [Consolidated Balance Sheets](index=4&type=section&id=Consolidated%20Balance%20Sheets) As of March 31, 2025, total assets increased to **$5.73 billion**, primarily due to higher unrestricted cash, while liabilities and stockholders' equity also grew Consolidated Balance Sheets (unaudited) | | March 31, 2025 (In thousands) | December 31, 2024 (In thousands) | | :--- | :--- | :--- | | **Assets** | | | | Total current assets | $2,746,282 | $2,428,190 | | Total assets | $5,727,885 | $5,434,282 | | **Liabilities and Stockholders' Equity** | | | | Total current liabilities | $4,708,263 | $4,502,485 | | Total liabilities | $4,780,222 | $4,560,697 | | Total stockholders' equity | $947,663 | $873,585 | | Total liabilities and stockholders' equity | $5,727,885 | $5,434,282 | [Consolidated Statements of Operations](index=5&type=section&id=Consolidated%20Statements%20of%20Operations) For Q1 2025, Green Dot reported a significant increase in net income to **$25.8 million** and total operating revenues grew **23.6%** to **$558.9 million**, driven by card revenues Consolidated Statements of Operations (unaudited) | | Three Months Ended March 31, 2025 (In thousands, except per share data) | Three Months Ended March 31, 2024 (In thousands, except per share data) | | :--- | :--- | :--- | | Total operating revenues | $558,874 | $451,988 | | Total operating expenses | $498,129 | $441,434 | | Operating income | $60,745 | $10,554 | | Net income | $25,773 | $4,750 | | Diluted earnings per common share | $0.47 | $0.09 | [Consolidated Statements of Comprehensive Income](index=6&type=section&id=Consolidated%20Statements%20of%20Comprehensive%20Income) Comprehensive income for Q1 2025 surged to **$73.5 million**, primarily driven by net income and a significant positive change in other comprehensive income Consolidated Statements of Comprehensive Income (unaudited) | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | | :--- | :--- | :--- | | Net income | $25,773 | $4,750 | | Other comprehensive income (loss) | $47,713 | $(679) | | Comprehensive income | $73,486 | $4,071 | [Consolidated Statements of Cash Flows](index=8&type=section&id=Consolidated%20Statements%20of%20Cash%20Flows) Net cash provided by operating activities increased to **$108.7 million** in Q1 2025, while investing activities used **$63.5 million**, resulting in a **$180.5 million** net increase in unrestricted cash Consolidated Statements of Cash Flows (unaudited) | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | | :--- | :--- | :--- | | Net cash provided by operating activities | $108,721 | $89,177 | | Net cash used in investing activities | $(63,457) | $(4,526) | | Net cash provided by financing activities | $135,189 | $347,877 | | Net increase in unrestricted cash, cash equivalents and restricted cash | $180,453 | $432,528 | [Notes to Consolidated Financial Statements](index=9&type=section&id=Notes%20to%20Consolidated%20Financial%20Statements) The notes detail accounting policies, revenue disaggregation, investment securities, debt, and segment performance, including a **$70 million** incentive payment for the Walmart agreement extension - The company's investment portfolio, primarily consisting of agency mortgage-backed securities, had gross unrealized losses of **$298.4 million** as of March 31, 2025, mainly due to increases in interest rates[34](index=34&type=chunk) - In 2024 and 2025, the company issued **$65 million** in senior unsecured notes with a fixed rate of **8.75%**, maturing in 2029[60](index=60&type=chunk) - A single BaaS partner generated approximately **56%** of total operating revenues for the three months ended March 31, 2025, up from **46%** in the prior year period[112](index=112&type=chunk) - Subsequent to the quarter end, on April 29, 2025, the company amended its agreements with Walmart, extending the term to January 31, 2033, which involved a one-time **$70 million** incentive payment made through the TailFin joint venture[128](index=128&type=chunk) [Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations](index=28&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management attributes **24%** YoY revenue growth to B2B Services, offsetting Consumer Services decline, while operating expenses rose **13%**, amidst a strategic review and CEO transition [Overview and Recent Developments](index=28&type=section&id=Overview%20and%20Recent%20Developments) Green Dot, a financial technology platform, initiated a strategic review and CEO transition in March 2025, operating across three key segments - The company is organized into three reportable segments: Consumer Services, B2B Services, and Money Movement Services[133](index=133&type=chunk) - In March 2025, Green Dot initiated a review of strategic alternatives and began a CEO transition, appointing an interim CEO and interim President[134](index=134&type=chunk)[135](index=135&type=chunk) [Consolidated Financial Results and Trends](index=29&type=section&id=Consolidated%20Financial%20Results%20and%20Trends) Q1 2025 saw total operating revenues increase **24%** to **$558.9 million** and net income surge **442.6%** to **$25.8 million**, driven by B2B Services growth Consolidated Financial Results Summary | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | Change (In thousands) | % Change | | :--- | :--- | :--- | :--- | :--- | | Total operating revenues | $558,874 | $451,988 | $106,886 | 23.6% | | Total operating expenses | $498,129 | $441,434 | $56,695 | 12.8% | | Net income | $25,773 | $4,750 | $21,023 | 442.6% | - B2B Services segment revenue grew **42%** YoY, driven by strong growth in gross dollar volume from BaaS programs[139](index=139&type=chunk) - Consumer Services segment revenue decreased **5%** YoY due to declines in active accounts, gross dollar volume, and purchase volume, attributed to macroeconomic factors and competitive trends[138](index=138&type=chunk) [Consolidated Key Metrics](index=32&type=section&id=Consolidated%20Key%20Metrics) Q1 2025 key metrics show Gross Dollar Volume increased **21.1%** to **$37.3 billion** and active accounts grew **2.0%**, while Purchase Volume and tax refunds declined Consolidated Key Metrics | | Three Months Ended March 31, 2025 (In millions, except percentages) | Three Months Ended March 31, 2024 (In millions, except percentages) | % Change | | :--- | :--- | :--- | :--- | | Gross dollar volume | $37,252 | $30,755 | 21.1% | | Number of active accounts* | 3.58 | 3.51 | 2.0% | | Purchase volume | $5,113 | $5,274 | (3.1)% | | Number of cash transfers | 7.51 | 7.77 | (3.3)% | | Number of tax refunds processed | 7.98 | 9.28 | (14.0)% | [Segment Results](index=37&type=section&id=Segment%20Results) Q1 2025 segment results show B2B Services as the primary growth driver with **42%** revenue increase, while Consumer Services declined and Money Movement Services grew **7%** Consumer Services Segment Results | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | % Change | | :--- | :--- | :--- | :--- | | Segment revenues | $95,256 | $100,612 | (5.3)% | | Segment profit | $33,632 | $33,259 | 1.1% | B2B Services Segment Results | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | % Change | | :--- | :--- | :--- | :--- | | Segment revenues | $341,991 | $241,200 | 41.8% | | Segment profit | $27,152 | $18,283 | 48.5% | Money Movement Services Segment Results | | Three Months Ended March 31, 2025 (In thousands) | Three Months Ended March 31, 2024 (In thousands) | % Change | | :--- | :--- | :--- | :--- | | Segment revenues | $110,247 | $103,150 | 6.9% | | Segment profit | $76,826 | $65,847 | 16.7% | [Liquidity and Capital Resources](index=41&type=section&id=Liquidity%20and%20Capital%20Resources) As of March 31, 2025, Green Dot maintained strong liquidity with **$1.8 billion** in unrestricted cash and was categorized as 'well-capitalized' under regulatory standards - Primary liquidity source as of March 31, 2025, was **$1.8 billion** in unrestricted cash and cash equivalents[206](index=206&type=chunk) - Issued an aggregate of **$65 million** in senior unsecured notes in 2024 and 2025, bearing a fixed interest rate of **8.75%** and maturing in 2029[214](index=214&type=chunk) - Both the holding company and its subsidiary bank, Green Dot Bank, were categorized as 'well-capitalized' as of March 31, 2025, exceeding all minimum regulatory capital ratios[223](index=223&type=chunk)[224](index=224&type=chunk) [Item 3. Quantitative and Qualitative Disclosures about Market Risk](index=45&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) The company faces interest rate, inflation, and credit risks, managing its investment portfolio and credit exposure through conservative policies despite rate sensitivities - The company's investment portfolio is comprised predominantly of fixed-rate securities and is price-sensitive to interest rate changes, but the company has the ability and intent to hold these instruments until recovery of their cost bases[226](index=226&type=chunk) - Increases in short-term interest rates benefit the yield earned on cash, but this is partially offset as certain BaaS partner arrangements share in a significant portion of the interest earned from accountholder deposits[226](index=226&type=chunk) - Credit and liquidity risks are managed via an investment policy that restricts investments to highly liquid, low-credit-risk assets and relationships with well-capitalized institutions[231](index=231&type=chunk)[232](index=232&type=chunk) [Item 4. Controls and Procedures](index=46&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded that disclosure controls and procedures were effective as of March 31, 2025, with no material changes in internal control over financial reporting - Management concluded that as of the end of the period, the company's disclosure controls and procedures were effective[234](index=234&type=chunk) - There were no material changes in internal control over financial reporting during the three months ended March 31, 2025[235](index=235&type=chunk) PART II – OTHER INFORMATION [Item 1. Legal Proceedings](index=47&type=section&id=Item%201.%20Legal%20Proceedings) The company's legal proceedings, including class action and shareholder derivative lawsuits, are detailed in Note 17, with outcomes currently unestimable - For details on legal proceedings, the report refers to Note 17—Commitments and Contingencies[239](index=239&type=chunk) [Item 1A. Risk Factors](index=47&type=page&id=Item%201A.%20Risk%20Factors) Key risks include uncertainties from strategic alternatives, high reliance on a single BaaS partner and Walmart, intense competition, fraud, operational dependencies, and extensive regulatory oversight - The ongoing exploration of strategic alternatives creates risks and uncertainties that could adversely affect the business and stock price[240](index=240&type=chunk) - A single BaaS partner generated **56%** of total operating revenues for Q1 2025, and Walmart accounted for **7%**, highlighting significant concentration risk[241](index=241&type=chunk) - As a bank holding company, Green Dot is subject to extensive regulation and supervision by the Federal Reserve Board and must serve as a source of strength for its subsidiary, Green Dot Bank[278](index=278&type=chunk) - The business is exposed to risks from fraudulent activity, system interruptions, cybersecurity breaches, and changes in payment network rules or interchange rates[253](index=253&type=chunk)[266](index=266&type=chunk)[270](index=270&type=chunk)[288](index=288&type=chunk) [Item 2. Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity Securities](index=61&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%2C%20Use%20of%20Proceeds%2C%20and%20Issuer%20Purchases%20of%20Equity%20Securities) No unregistered sales of equity securities, use of proceeds, or issuer purchases were reported during the period - There were no unregistered sales of equity securities in the reported period[311](index=311&type=chunk) [Item 5. Other Information](index=61&type=section&id=Item%205.%20Other%20Information) No directors or officers adopted or terminated Rule 10b5-1 or non-Rule 10b5-1 trading arrangements during the fiscal quarter - No directors or officers adopted or terminated a Rule 10b5-1 trading arrangement during the quarter[312](index=312&type=chunk) [Item 6. Exhibits](index=62&type=section&id=Item%206.%20Exhibits) Exhibits filed with the Form 10-Q include officer certifications (SOX 302 and 906) and financial statements in Inline XBRL format - Exhibits filed include officer certifications (SOX 302 and 906) and financial data in Inline XBRL format[313](index=313&type=chunk)

Green Dot Corporation (GDOT) reported impressive first-quarter 2025 results. Earnings and revenues beat the Zacks Consensus Estimate.Quarterly earnings per share (excluding 59 cents from non-recurring items) of $1.06 outpaced the consensus estimate by 51.4% and improved 79.7% from the year-ago quarter. Revenues of $556 million beat the Zacks Consensus Estimate by 10.2% and increased 23% on a year-over-year basis.Green Dot’s Segmental RevenuesB2B Services revenues increased 41.8% in the first quarter of 2025 ...

Green Dot (GDOT) came out with quarterly earnings of $1.06 per share, beating the Zacks Consensus Estimate of $0.70 per share. This compares to earnings of $0.59 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 51.43%. A quarter ago, it was expected that this bank holding company would post earnings of $0.38 per share when it actually produced earnings of $0.40, delivering a surprise of 5.26%.Over the last four quarters, the co ...

Financial Data and Key Metrics Changes - In Q1 2025, adjusted revenue increased by 24% year-over-year, while adjusted EBITDA rose by 53% [8][22] - Non-GAAP EPS reached $1.6, an 80% increase from the previous year [22] Business Line Data and Key Metrics Changes - The B2B segment, powered by the ARC platform, saw revenue growth of over 40%, driven by significant BaaS partners [23] - The Money Movement segment experienced a 10% increase in tax processing revenue year-over-year, despite a decrease in the number of tax refunds processed [26] - The Consumer Services segment showed moderated declines in revenue and active accounts, largely due to the partnership with PLS [29] Market Data and Key Metrics Changes - Third-party cash transfer volumes grew by 5% year-over-year, marking the fourth consecutive quarter of growth [27] - The Consumer segment is expected to see revenue declines in the upper single digits, with a more pronounced decline anticipated in Q4 [35] Company Strategy and Development Direction - The company is focused on investing in infrastructure and technology to support growth and manage risk effectively [9][42] - Recent partnerships with Samsung and Crypto.com are expected to enhance the embedded finance offerings and drive future revenue growth [12][41] - The strategic review process aims to maximize shareholder value and assess the company's inherent value in the marketplace [6][7] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the return to growth, citing strong performance in new business wins and renewals [10][41] - The company raised its guidance for 2025, expecting non-GAAP revenue of $2 billion to $2.1 billion, up from previous estimates [34] - Management acknowledged the ongoing challenges in the staffing industry but remains optimistic about future growth opportunities [25][38] Other Important Information - The company renewed its long-term agreement with Walmart, extending the partnership through January 2033 [39] - A $70 million incentive payment to a Walmart affiliate will be recognized as an expense, impacting GAAP financial statements [39] Q&A Session Summary Question: Clarification on revenue segments for Crypto.com and Samsung - Revenue from these clients will run through either BaaS or Money Movement channels, with significant growth expected over time [46][48] Question: Details on the new MoneyCard deal with Walmart - The partnership allows for improvements in product capabilities and customer experience, with no significant changes to the economics of the MoneyCard program [50][53] Question: Thoughts on consumer active account growth - The decline in active accounts is moderating, with optimism for stabilization but no expected return to growth in 2025 [60][61] Question: Macro backdrop considerations in guidance - Current guidance reflects the macro environment as understood today, with potential adjustments if conditions change [64] Question: Operating environment for embedded finance today - The market has matured, with increased awareness and demand for embedded finance solutions, favoring established partners [67][70] Question: Competitive environment within Embedded Finance - The marketplace remains competitive, but the company differentiates itself through its comprehensive capabilities and established partnerships [72][73]

Financial Data and Key Metrics Changes - In Q1 2025, adjusted revenue increased by 24% year-over-year, while adjusted EBITDA rose by 53% [6][22] - Non-GAAP EPS reached $1.6, an 80% increase from the previous year [22] - Segment profit improved across all three operating segments for the first time in years [22] Business Line Data and Key Metrics Changes - The B2B segment, powered by the ARC platform, saw revenue growth of over 40%, driven by significant BaaS partners [23] - The Money Movement segment's tax processing revenue increased by 10% year-over-year, despite a decrease in the number of tax refunds processed [27] - The Consumer Services segment experienced moderated revenue and active account declines, largely due to the partnership with PLS [30] Market Data and Key Metrics Changes - The company reported a strong start to the year with robust pipelines and nearly the same amount of revenue signed year-to-date as in all of 2024 [11] - Third-party cash transfer volumes grew by 5% year-over-year, marking the fourth consecutive quarter of growth [28] Company Strategy and Development Direction - The company is focused on building a revenue engine, driving scale, and investing in infrastructure to support growth [6] - Strategic alternatives are being evaluated to maximize shareholder value, with a belief in the company's unique assets and management team [5] - The company aims to enhance its embedded finance capabilities and strengthen partnerships, particularly with Walmart and new clients like Samsung and Crypto.com [9][12][40] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the return to growth and the importance of investing in the right people and infrastructure [8] - The macroeconomic environment is being monitored, with guidance raised for 2025 based on strong Q1 performance [35][36] - The company anticipates continued growth in the B2B and Money Movement segments, while the Consumer segment is expected to see declines [37][39] Other Important Information - The company has renewed its long-standing agreement with Walmart, extending the partnership through January 2033 [40] - A $70 million incentive payment to a Walmart affiliate will be recognized as an expense, impacting GAAP financial statements [41] Q&A Session Summary Question: Clarification on revenue segments for Crypto.com and Samsung - Revenue from these clients will run through either BaaS or Money Movement channels, with significant growth expected over time [46][47] Question: Details on the economics of the new MoneyCard deal with Walmart - The partnership with Walmart allows for improvements in product capabilities and customer experience, with no significant changes to the economics of the MoneyCard program [49][52] Question: Thoughts on consumer active account growth - The decline in consumer active accounts is moderating, with optimism for future growth driven by partnerships and product innovations [59][60] Question: Macro backdrop in annual guidance - Current guidance reflects the existing macro environment, with adjustments possible if conditions change [62] Question: Operating environment for embedded finance today - The market has matured, with increased awareness and demand for embedded finance solutions, favoring established partners [66][68] Question: Competitive environment within Embedded Finance - The marketplace remains competitive, but the company differentiates itself through its comprehensive capabilities and established partnerships [70][72]

Exhibit 99.01 Green Dot Reports First Quarter 2025 Results Company increases 2025 outlook Company sees continued momentum in embedded finance with new Samsung and Crypto.com partnerships, and renewal of significant retail partnership Provo, UT - May 8, 2025 - Green Dot Corporation (NYSE: GDOT), a leading digital bank and fintech that delivers seamless banking and payment tools for consumers and businesses, today reported financial results for the quarter ended March 31, 2025. "It was a very strong start to ...