This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. When buy now, pay later giant Klarna said two weeks ago that it’s testing a stablecoin, the firm joined a growing roster of payments processors, card networks, banks and other financial technology companies embracing such digital assets.  More major payments players are leading their customers to stablecoins as the form of digital currency becomes increasingly popu ...

Core Viewpoint - Johnson Fistel, PLLP is investigating potential violations of federal securities laws by Klarna Group plc and its officers regarding misleading statements and undisclosed material information to investors [1][2]. Group 1: Investigation Background - Klarna's Q3 2025 financial results showed an increase in the provision for credit losses, leading to a stock decline of approximately 23.6% since its IPO on September 9, 2025, when shares were priced at $40.00 [2][3]. - The investigation is centered on whether Klarna misled investors about the risks tied to its aggressive expansion into the Fair Financing offering, which significantly contributed to the rise in credit loss provisions [3]. Group 2: Legal Firm Information - Johnson Fistel, PLLP is a nationally recognized law firm specializing in shareholder rights, representing both individual and institutional investors in securities class action lawsuits [5]. - The firm has been acknowledged as one of the Top 10 Plaintiff Law Firms in 2024, recovering approximately $90.725 million for investors in cases where it served as lead or co-lead counsel [6].

Company Overview - Klarna provides payment, advertising, and digital retail banking solutions to consumers and merchants [2] Investigation Details - Robbins Geller is investigating potential violations of United States federal securities laws involving Klarna Group plc, focusing on whether Klarna and its top executives made materially false and/or misleading statements or omitted material information regarding the company's business and operations [1][2] Law Firm Background - Robbins Geller Rudman & Dowd LLP is a leading law firm representing investors in securities fraud and shareholder litigation, ranked 1 in the ISS Securities Class Action Services rankings for four out of the last five years for securing the most monetary relief for investors [3] - In 2024, Robbins Geller recovered over $2.5 billion for investors in securities-related class action cases, more than the next five law firms combined [3]

Some of this year's new stocks have moved lower, but next year could be a much rosier story.It's generally been a strong year for the stock market, but not every debutante is rolling in 2025. Many IPO stocks are trading lower this year.StubHub (STUB +4.11%) and Klarna Group (KLAR 3.85%) are both trading below their 2025 IPO prices. But even though they're broken today, they might not stay that way. In fact, I think they can bounce back next year. Let's look at these two stocks that could beat the market in ...

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Klarna Group plc due to allegations of materially misleading business information issued by Klarna to the investing public [1] Group 1 - The investigation is focused on the potential impact of misleading information on Klarna's securities [1] - Shareholders who purchased Klarna securities may be entitled to compensation without any out-of-pocket fees or costs through a contingency fee arrangement [1]

The deluge of new high-profile IPOs in 2025 has largely all followed a predictable pattern: a big burst upfront, followed by a deep multi-month correction. Klarna ( KLAR ), the "buy now, pay later" digital bank that originated in Sweden and recently launched inWith combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the industry today. He ...

Core Insights - Buy now, pay later (BNPL) providers experienced significant sales growth during the November shopping holidays, driven by consumer reliance on deferred payments amid ongoing inflation [1] - The sector generated $10.1 billion in sales from November 1 to December 1, marking a 9 percent increase from 2024, with projections indicating that this figure will double by the end of the year [2] - Shoppers are expected to spend $20.2 billion using BNPL tools between November 1 and December 31, reflecting an 11 percent increase from the previous year [2] Group 1: Company Performance - Klarna reported a 45 percent year-over-year growth in gross merchandise volume in the U.S. from November 1 to Black Friday on November 28 [3] - Block, the parent company of Afterpay, Square, and Cash App, noted a 10 percent year-over-year increase in transactions during the Black Friday-Cyber Monday weekend, processing 124 million purchases [5] - Approximately 49.8 million consumers utilized Afterpay, Square, and Cash App, engaging with 1.3 million businesses [6] Group 2: Consumer Behavior - Deferred payment plans gained popularity, with average basket sizes for Afterpay increasing by 10 percent year over year, indicating consumers are purchasing more items per transaction [6] - Spending on services surged by 91 percent compared to the same period in 2024, suggesting that higher retail prices may have limited consumer spending on goods [7] - Travel and experiences payments grew by 13 percent year over year, highlighting a shift in consumer spending patterns [7] Group 3: Product Trends - Growth was observed across various categories, particularly in footwear, technology, beauty, and home goods, with Birkenstock achieving the top position in adult footwear sales [4]

NEW YORK, Dec. 04, 2025 (GLOBE NEWSWIRE) -- The law firm of Kirby McInerney LLP is investigating potential claims against Klarna Group plc (“Klarna” or the “Company”) (NYSE:KLAR). The investigation concerns whether the Company and/or members of its senior management may have violated federal securities laws or engaged in other unlawful business practices. [LEARN MORE ABOUT THE INVESTIGATION] What Happened?Klarna launched its IPO in September 2025, selling 34,311,274 shares priced at $40.00 per share. On Nov ...

Core Insights - Klarna is expanding its membership plans, Premium and Max, to the U.S. market, offering an alternative to traditional credit cards [2] - The membership program aims to provide benefits such as airport lounge access, travel insurance, and lifestyle subscriptions without the need for debt accumulation or spending thresholds [2][4] - The launch coincides with a trend where higher-income earners and younger consumers are increasingly favoring buy now, pay later (BNPL) options over credit cards [3][5] Membership Program Details - The U.S. membership program is designed to challenge the notion that expensive credit cards are necessary for premium rewards [4] - Klarna's collaboration with WebBank includes the recently launched Klarna Card, a debit product that offers flexible payment options [4] - The program is positioned to attract consumers who prefer convenience and speed over traditional credit card benefits [7] Consumer Trends - Research indicates that 18% of Generation Z consumers utilize BNPL products, compared to 12% of older consumers, highlighting a shift in financing preferences [5] - Only 55% of Generation Z have credit cards, with average monthly balances of $1,667, which is lower than the $1,959 average for older consumers [6] - The changing landscape suggests that credit building and rewards preferences are evolving, necessitating adjustments in underwriting models [6][7]

Buy now, pay later (BNPL) is likely the easiest borrowing experience most consumers will ever have. With an option at checkout to split your purchase into a down payment and subsequent installment payments every two weeks or so, you get the merch and an easy-pay plan all at once. It's a pitch that consumers are embracing. Adobe for Business reports that more than $10 billion in holiday purchases will be made with BNPL, up 9% from last year. Half of holiday shoppers said they'll use BNPL this year, accord ...