Core Insights - BAD BEAT Investing, led by Quad 7 Capital, is a team of 7 analysts with nearly 12 years of experience in identifying investment opportunities [1] - The firm is recognized for its February 2020 recommendation to sell everything and go short, maintaining an average position of 95% long and 5% short since May 2020 [1] - The company emphasizes teaching investors to become proficient traders through a structured playbook, focusing on short- and medium-term investments, income generation, special situations, and momentum trades [1] Company Overview - Quad 7 Capital has expertise in various fields including business, policy, economics, mathematics, game theory, and sciences [1] - The firm shares both long and short trades and invests personally in equities discussed within their investing group [1] - The goal of BAD BEAT Investing is to provide in-depth, high-quality research with clear entry and exit targets to save investors time [1] Benefits of BAD BEAT Investing - Investors can learn to understand market dynamics and execute well-researched trade ideas weekly [2] - The service includes access to 4 chat rooms and daily summaries of key analyst upgrades and downgrades [2] - Participants can also learn basic options trading and utilize extensive trading tools [2]

Core Insights - FB Financial (FBK) reported a revenue of $173.88 million for the quarter ended September 2025, marking a 94.2% increase year-over-year, with an EPS of $1.07 compared to $0.86 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $168.86 million by 2.97%, and the EPS also surpassed the consensus estimate of $1.03 by 3.88% [1] Financial Performance Metrics - Net Interest Margin was reported at 4%, exceeding the average estimate of 3.8% from three analysts [4] - Core Efficiency Ratio stood at 53.3%, better than the estimated 54.9% from two analysts [4] - Average Earning Assets were $14.87 billion, slightly above the average estimate of $14.82 billion [4] - Net Charge-offs during the period to Average Loans outstanding were 0.1%, matching the average estimate [4] - Mortgage banking income was $13.48 million, slightly below the average estimate of $13.7 million [4] - Total Noninterest income was reported at $26.64 million, lower than the estimated $28.17 million [4] - Net interest income (tax-equivalent basis) was $148.09 million, surpassing the average estimate of $142.07 million [4] - Other Income was $2.12 million, below the average estimate of $3.17 million [4] - Service charges on deposit accounts were $4.05 million, exceeding the average estimate of $3.43 million [4] - Net Interest Income was $147.24 million, higher than the estimated $139.71 million [4] - ATM and interchange fees were reported at $3.39 million, above the average estimate of $2.91 million [4] - Investment services and trust income was $4.23 million, slightly above the average estimate of $4.04 million [4] Stock Performance - FB Financial shares have returned +7.2% over the past month, outperforming the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Group 1 - The core focus of Quad 7 Capital is to provide investment opportunities through their BAD BEAT Investing platform, emphasizing both long and short trades with a proven track record of success [1] - The team consists of 7 analysts with diverse expertise in business, policy, economics, mathematics, game theory, and sciences, allowing for comprehensive market analysis [1] - BAD BEAT Investing aims to educate investors on trading proficiency, offering in-depth research with clear entry and exit targets to save time for investors [1] Group 2 - Benefits of BAD BEAT Investing include understanding market dynamics, receiving well-researched trade ideas weekly, and access to multiple chat rooms for discussions [2] - Members receive daily summaries of key analyst upgrades and downgrades, along with learning opportunities in basic options trading and access to extensive trading tools [2]

Market Performance - U.S. stocks showed mixed trading results, with the Dow Jones increasing by 0.30% to 41,710.68, while the NASDAQ decreased by 1.29% to 17,099.00 and the S&P 500 fell by 0.41% to 5,557.99 [1] - Consumer staples shares rose by 1.2%, whereas consumer discretionary shares dropped by 1.5% [1] Commodity Prices - Oil prices increased by 2.6% to $71.14, and gold prices rose by 1.2% to $3,152.30. In contrast, silver prices fell by 0.4% to $34.67, and copper prices decreased by 1.9% to $5.0340 [4] European Market Trends - European shares experienced declines, with the eurozone's STOXX 600 down by 1.45%, Germany's DAX 40 falling by 1.29%, and France's CAC 40 decreasing by 1.51% [5] Asian Market Trends - Asian markets closed lower, with Japan's Nikkei 225 falling by 4.05%, China's Shanghai Composite Index declining by 0.46%, and Hong Kong's Hang Seng Index dipping by 1.31% [6] Company News - Southern States Bancshares, Inc. saw its shares rise by 10% to $35.70 following the announcement of its acquisition by FB Financial in a $381 million merger deal [8] - Corcept Therapeutics Incorporated's shares surged by 83% to $100.08 after meeting the primary endpoint for its Phase 3 ROSELLA trial of Relacorilant [8] - Mr. Cooper Group Inc. shares increased by 17% to $122.49 after announcing its acquisition by Rocket Companies in a $9.4 billion all-stock deal [8] - Taysha Gene Therapies, Inc. shares dropped by 25% to $1.44, while Vaxcyte, Inc. shares fell by 51% to $34.26 following updates on its pneumococcal conjugate vaccine [8] - NewGenIvf Group Limited shares decreased by 33% to $0.6299 after terminating its proposed reverse merger with European Wellness [8] Economic Indicators - The Chicago PMI rose to 47.6 in March from 45.5 in the previous month, exceeding market estimates of 45.2 [9] - The Dallas Fed's general business activity index for Texas manufacturing fell by 8 points to -16.3, marking its weakest level since July 2024 [2][9]