Core Insights - Class Action Attorney Juan Monteverde and his firm, Monteverde & Associates PC, are investigating Farmers National Banc Corp. regarding its merger with Middlefield Banc Corp. [1] - The proposed merger terms state that Middlefield shareholders will receive 2.6 shares of Farmers common stock for each share of Middlefield common stock [1] Company Overview - Monteverde & Associates PC is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report and has a successful track record in recovering millions for shareholders [1][2] - The firm operates from the Empire State Building in New York City and specializes in class action securities litigation [2] Legal Context - The investigation aims to determine if the merger deal is fair for Middlefield shareholders [1] - The firm encourages shareholders with concerns to reach out for additional information at no cost [2]

Core Insights - Farmers National Banc Corp. has agreed to acquire Middlefield Banc Corp. for $299 million in stock, enhancing its presence in the Columbus market [1][9] - The acquisition is expected to close in the first quarter of 2026, with a projected earnings accretion of 7% in 2027 [7][10] Company Growth Strategy - The acquisition will accelerate Farmers' growth in the Columbus area, which has seen a population increase of 4% from 2020 to 2024 and is benefiting from significant economic development [3] - Farmers has previously opened a loan production office in Dublin, Ohio, and acquired Crest Retirement Advisors, indicating a strategic focus on expanding its footprint in the region [1][2] Market Context - The Columbus market is Ohio's largest, with over 2.2 million residents, and is experiencing a boom due to major investments from companies like Intel, Amazon, and Honda [3] - Middlefield Banc Corp. has grown its loan portfolio by 55% since 2021, showcasing its strong performance prior to the acquisition [3][4] M&A Activity - The acquisition of Middlefield is Farmers' largest deal in its 138-year history and the seventh transaction since 2014 [8] - The Midwest banking sector is seeing increased M&A activity, with 140 mergers announced between January 1 and October 20, 2024, compared to 129 for all of 2023 [6][5] Financial Performance - Farmers reported a net income of $45.9 million in 2024 and $28.4 million in the first nine months of 2025, while Middlefield earned $15.5 million in 2024 and $16.3 million in the first nine months of 2025 [11]

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Core Viewpoint - Farmers National Banc Corp. and Middlefield Banc Corp. have announced a definitive merger agreement, indicating a strategic move to enhance their business operations and market presence [1]. Group 1: Merger Details - The merger is expected to bring intended benefits that align with Farmers' current business strategies and future performance expectations [2][4]. - The announcement highlights the companies' commitment to leveraging the merger for improved results and operational efficiencies [1]. Group 2: Forward-Looking Statements - Forward-looking statements made during the presentation are based on current expectations and are subject to uncertainties and risks that could affect actual outcomes [2][3]. - The companies caution that actual results may differ materially from those projected in forward-looking statements due to various unpredictable factors [3][4].

Core Viewpoint - An investigation is being conducted by Halper Sadeh LLC regarding the fairness of the merger between Farmers National Banc Corp. and Middlefield Banc Corp. for Farmers shareholders [1] Group 1 - The law firm Halper Sadeh is specifically looking into whether the merger is equitable for Farmers shareholders [1] - Farmers shareholders are encouraged to explore their legal rights and options related to the merger [1] - Contact information for Halper Sadeh LLC is provided for shareholders seeking more information [1]

Transaction Overview - Farmers National Banc Corp 将以全股票方式收购 Middlefield Banc Corp，Middlefield Banc Corp 的每股将获得 2.60 股 FMNB 普通股[36] - 该交易的总价值约为 2.99 亿美元，或每股 36.17 美元[36] - 预计交易完成后，FMNB 现有股东将持有合并后公司约 64% 的股份，MBCN 股东将持有约 36% 的股份[36] Pro Forma Financial Highlights - 合并后的公司预计总资产将达到 74 亿美元，贷款总额将达到 50 亿美元，存款总额将达到 61 亿美元[13] - 预计 2027 年的股本回报率 (ROAA) 约为 1.5%[20] - 预计该交易将使每股收益 (EPS) 每年增长约 7%，内部收益率约为 20%[20] Strategic Rationale - 该合作关系将创建一个区域内领先的社区银行特许经营权，并使合并后的公司能够从显著的规模经济中受益[20] - 该交易提供了一个独特的机会，可以在现有市场进行收购，同时还可以战略性地扩展到俄亥俄州中部市场[20] - 通过增加 20 亿美元的资产，16 亿美元的贷款和 16 亿美元的存款，可以立即扩大规模[20] Market Presence - 合并后的公司在克利夫兰 MSA 的存款市场份额排名第二，市场份额为 19.5%[15] - 在阿克伦 MSA 的存款市场份额排名第二，市场份额为 17.8%[15] - 在扬斯敦 MSA 的存款市场份额排名第一，市场份额为 96.0%[15] Financial Impact - 预计交易完成后的有形普通股/有形资产 (TCE/TA) 比率约为 6.4%[20] - 有形账面价值回收期约为 3 年，第一天的有形账面价值稀释约为 4.4%[20]