Group 1 - The article discusses various methods for earning passive income from cryptocurrency holdings, including staking, crypto lending, yield farming, and decentralized finance (DeFi) [1][2] - Platforms like Aave and Compound currently offer annual percentage yields (APYs) of 4.79% and 3.27% on USD Coin, respectively [1] - Staking is highlighted as a safer method for generating yield compared to crypto lending, which has limited consumer protections [2][3] Group 2 - Certain cryptocurrencies, such as Ethereum, Solana, and Cardano, provide yields to investors as rewards for contributing to network security through staking [3] - The Bitwise Solana Staking ETF claims that Solana holders can earn up to 7% average returns, with expectations of more staking ETFs being approved by the SEC this year [3] - The article compares potential earnings from staking $50,000 on various cryptocurrencies, showing that Solana offers the highest APY at 4.25%, resulting in a 1-year gain of $2,125 and a 5-year gain of $11,567.33 [5] Group 3 - Passive income from crypto is expected to increase in 2026 as ETFs make staking more accessible, but users should be cautious of fees associated with different platforms [6] - For example, Kraken's Auto Earn program only rewards users on half of the assets staked, and some platforms may take up to 25% of earnings in fees [6]

RT Leon Waidmann (@LeonWaidmann)In crypto lending, no chain comes close to Ethereum L1.🔹 Ethereum active loans: ~$28B🔹 Runner-ups: roughly ~$2–3B🔹 Lead: ~10x🔹 Active loans are up ~10x from January 2023 lows https://t.co/xqL0362amM ...

Core Insights - Japanese digital asset treasuries are increasing their Bitcoin acquisitions despite concerns regarding the sustainability of businesses adopting crypto as a core model [1][2] - Eole has optimized its investment policy to expand Bitcoin holdings while managing risk, with current holdings valued over $9 million after recent purchases [1][2] - Market uncertainties have led to a decline in crypto prices, affecting the stock values of many companies, with only one Bitcoin treasury firm outperforming the S&P 500 in 2025 [3] Company Initiatives - Eole plans to establish a Bitcoin treasury valued between $76 million and $102 million by the end of the financial year 2026, alongside launching a crypto lending initiative called Neo Crypto Bank [4] - The company aims to process approximately 400 million payments annually and capture 1% of the domestic cashless payment market [5] - Eole's long-term strategy includes a gradual asset expansion from 2026 to 2028, targeting a total asset value of just under $7 billion, in collaboration with hardware provider Slash Vision and BitLending [6]

⚡️ INSIGHT: Nearly 90% of crypto lending revenue now comes from Ethereum and its Layer 2 network, per Ethereum Foundation's David Walsh. https://t.co/wwDbLvjRHg ...

Market Dominance - Aave captures 72% of all crypto lending interest [1] - Aave, priced at $192, generates $90 million monthly revenue, leading the lending sector [1] Competitive Dynamics - Aave cut off Spark's $112 billion TVL from using USDS as collateral [1] - Spark only delivered $17 million revenue share on their Aave fork [1] - Spark's model faces challenges under scrutiny [1] Revenue & Strategy - Spark routed fees through Morpho to avoid payments [1] - Copying code does not guarantee long-term economic viability [1]

Regulatory Changes - Japan's FSA plans to tighten regulations on crypto lending under the Financial Instruments and Exchange Act [1] - The aim is to close loopholes and mandate stronger risk and custody controls for crypto lending [1] - Proposed investment limits for Initial Exchange Offerings (IEOs) to curb retail speculation [1] Potential Concerns - Experts warn that investment caps on IEOs could be easily bypassed in secondary markets [1]

Industry Development - Largest crypto lending protocol Aave to integrate Maple's yield-bearing assets [1]

Core Insights - Société Générale is actively engaging in decentralized finance (DeFi) by integrating its euro and dollar stablecoins with major DeFi platforms like Uniswap and Morpho, marking a significant step beyond pilot projects in the banking sector [2][3][4] Company Developments - SG Forge, the digital assets arm of Société Générale, has integrated its USDCV and EURCV stablecoins with Uniswap, which has a monthly trading volume exceeding $100 billion, and Morpho, a lending protocol with $11 billion in deposits [2] - The integration allows institutional clients to swap stablecoins and other crypto assets on Uniswap and to lend and borrow against them through Morpho [2][3] Industry Trends - The DeFi lending sector is gaining traction, with deposits to DeFi lending protocols reaching an all-time high of $130 billion in early September, indicating a strong demand for decentralized lending solutions [3] - Other banks, such as Credit Suisse and Standard Chartered, are also exploring digital assets and tokenization, reflecting a broader trend in the banking industry towards embracing DeFi and digital currencies [5] Regulatory Environment - Recent regulatory developments, including the European Union's MiCA rules and new stablecoin regulations in the US, are fostering a more favorable environment for banks to engage with digital assets [6] - Future regulations, such as the planned market structure bill in the US, are expected to further encourage banks to explore DeFi initiatives, although potential delays due to government shutdowns may impact this [6]

Regulatory Compliance - SEC and Gemini Trust reached an agreement regarding the Gemini Earn crypto lending dispute [1] - The agreement was reached nearly three years after the initial complaint was filed [1]

Emerging Trends - Tokenized Pokémon cards are gaining popularity [1] - Lending tokenized Pokémon cards for cryptocurrency presents a different set of challenges [1]