The delinquency rate on office CMBS is 11.08%.That means over 1 in 10 office buildings in the U.S. with securitized loans aren't making payments. Highest level ever, worse than the GFC.Guess what happens when they default? ...

The number of companies at the greatest risk of defaulting are at an 11-month high, as uncertainty around US trade and tariffs worsened credit conditions, according to a Moody’s Ratings report https://t.co/4XFg5agbD3 ...

Innovative Industrial (NYSE:IIPR) is an industrial REIT focused on growing facilities and other real estate infrastructure of the legal marijuana supply chain. We have been bearish on the company for quite a while, writing multiple bear reports here, here and here. We believed IIPR’s leases involved a sort of loan baked in as both purchase price and rental rates were well above market rates. Thus as tenants either defaulted or leases expired, we thought they would have to mark rents back down to market and ...

Mass student loan defaults could hurt the economy if borrowers have less money and feel unable to take financial risks, such as starting new businesses. https://t.co/YraiQ1opP0 ...

Exclusive: Surging defaults on loans used to buy residential solar panels are cascading through Wall Street, catching bond investors and private-credit funds in their wake https://t.co/ZDCdd7Ex6H ...

Exclusive: Surging defaults on loans used to buy residential solar panels are cascading through Wall Street, catching bond investors and private-credit funds in their wake https://t.co/qXU9TqHTFa ...

This presentation contains proprietary information that is the property of the Company. Neither this presentation nor the proprietary information contained herein shall be published, reproduced, copied, disclosed or used for any other purpose, other than the review and consideration of this presentation. 2 Legacy Education At A Glance Legacy Education is an award-winning, nationally accredited, for-profit post- secondary education company Investor Presentation December 2024 1 Forward-Looking Statements This ...

Core Insights - TransUnion's analysis indicates a record number of federal student loan borrowers are 90 or more days past due, with many at risk of defaulting soon [1][6] Delinquency Rates - As of April 2025, 31.0% of federal student loan borrowers are 90+ days past due, a significant increase from 20.5% in February 2025 and nearly triple the 11.7% rate in February 2020 [2][4] - The April 2025 delinquency rate is the highest recorded, showing only a modest increase from March 2025's 30.6% [3][5] Borrower Impact - Approximately 5.8 million federal student loan borrowers are reported as 90+ days past due, with only 0.3% currently in default [6] - An estimated 1.8 million of these borrowers could reach default status by July 2025, with an additional one million in August and two million in September [7] Credit Score Effects - Newly delinquent borrowers have experienced an average credit score drop of 60 points, with many shifting down at least one risk tier [2][8] - More than 20% of borrowers reported as 90+ DPD were in prime or above credit risk tiers before delinquency, but fewer than 2% remain in those tiers afterward [8][9] Recommendations for Borrowers - Borrowers at risk of default are encouraged to contact their loan servicers to explore options such as income-driven repayment plans or loan rehabilitation programs [8]

New TransUnion analysis explores the percentage of student loan borrowers at risk of default and the credit score impactsCHICAGO, May 05, 2025 (GLOBE NEWSWIRE) -- As the U.S. Department of Education begins resuming collections activities among defaulted borrowers, new research reveals that the number of consumers at risk for default has soared past pre-pandemic levels. These findings come from a new analysis conducted by TransUnion (NYSE: TRU) and featured at the company’s 2025 Financial Services Summit, at ...

融资租赁是一种集贸易与信贷、融资与融物于一体的交易模式，在我国已有三十余年发展历史。该模式 下，出租人根据承租人对供货商及租赁物的选择购买标的物，并交付承租人使用，承租人则按期支付租 金。这一模式具有双重优势，既帮助资金短缺的承租人获得关键设备的使用权，又为出租人提供了收益 稳定的投资渠道。 随着经济快速发展，融资租赁市场规模持续扩大，广泛应用于航空、船舶、医疗设备等领域。然而，市 场扩张也伴随着纠纷增加，其中承租人违约成为突出问题，主要表现为拖欠租金和擅自处置租赁物。拖 欠租金会直接阻碍出租人的资金回笼，扰乱其财务规划；擅自处置租赁物则可能侵害出租人的所有权， 增加资产风险。这些违约行为不仅损害出租人的经济利益，还可能影响融资租赁市场的稳健发展。 1.请求支付全部租金。 在融资租赁合同纠纷中，出租人依据民法典第七百五十二条主张全部租金债权是救济途径之一。当承租 人经催告后在合理期限内仍不履行租金支付义务时，出租人即享有要求承租人一次性付清全部未付租金 的权利。具体操作中，租金计算通常采取剩余租赁期限内应付租金累加的方式，实现途径则包括协商、 调解及诉讼等多元渠道。而实践中，承租人通常会提出履约困难或租金计算 ...