In the beginning of the month, we got a big update from Brad Garlinghouse, the CEO of Ripple. And this basically confirmed everything that we have been talking about for years, which is of course the internet of value still being the main goal of ripples. Now, within this, we did get a few breakdowns regarding how successful, you know, 2025 was for Ripple regarding the acquisitions and things like that.Obviously, Ripple Prime and G Treasury, two of the largest ones. Um but the main thing that he said about ...

RT Monica Long (@MonicaLongSF)After one of crypto’s most exciting years (and Ripple’s), the industry is entering its production era. In 2026 we’ll see the institutionalization of crypto — trusted infrastructure and real utility will push banks, corporates, and providers from pilots to scale — across stablecoins, onchain assets, crypto custody, and broader institutional investment. A true inflection point for institutional adoption and the Internet of Value. With that, here are some of my top predictions for ...

Core Insights - RLUSD, a stablecoin launched by Ripple, has rapidly gained traction, reaching a market cap of $1.26 billion in under a year, making it the third-largest U.S.-regulated stablecoin [5][7][26] - The growth of RLUSD is attributed to strategic exchange listings, institutional partnerships, and its dual-chain architecture, which enhances its utility in both traditional finance and decentralized finance (DeFi) [4][8][9] Adoption and Market Position - By early November 2025, RLUSD crossed the $1 billion market cap, marking a 30% increase from approximately $960 million at the start of the month [2] - The stablecoin's circulating supply increased by 28% in November alone, driven by exchange listings and institutional pilots [6][4] - RLUSD is positioned for compliance with the GENIUS Act, which establishes a regulatory framework for stablecoins, enhancing its appeal to institutional investors [12][14] Regulatory Framework and Compliance - RLUSD operates under a stringent regulatory regime, backed 1:1 by cash and short-term U.S. Treasuries, with monthly reserve attestations for transparency [3][13] - The compliance-first approach of RLUSD is expected to attract institutional demand as the GENIUS Act rules take effect in 2027 [27] Institutional Partnerships and Use Cases - Ripple's pilot program with Mastercard, WebBank, and Gemini demonstrates RLUSD's utility in settling credit card transactions, showcasing its real-world application beyond crypto trading [9][10] - Institutional partnerships with firms like BlackRock and VanEck have positioned RLUSD as a preferred redemption rail for tokenized Treasury funds, further validating its market utility [15][22] Impact on XRP Ecosystem - RLUSD's growth is linked to the XRP ecosystem, as transactions on the XRP Ledger incur fees paid in XRP, creating a deflationary effect on XRP's supply [24][25] - The integration of RLUSD with the XRP Ledger enhances cross-border payment capabilities and expands DeFi liquidity, benefiting XRP's overall market presence [18][21][26]

4 major acquisitions. 1 goal: https://t.co/U82Ej4XOPqWith GTreasury, Rail, Palisade, and Ripple Prime, we’re building the one-stop shop for digital asset infrastructure - custody, liquidity, treasury, payments & real-time settlement under one unified platform.We are building the infrastructure that powers the Internet of Value. ...

Industry Convergence - Crypto 和传统金融的融合正在加速价值互联网的发展 [1] Event Announcement - Ripple Swell 2025 大会结束，明年将在纽约举办 [2]

Swell 2025: We have closed a $500 million strategic investment at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities: https://t.co/p6wPJsrTLU→ $95B+ in total Ripple Payments payment volume→ $1B+ $RLUSD stablecoin market cap→ 6 strategic acquisitions completed in just over 2 years→ 25% of shares repurchased→ 3x growth in Ripple Prime business→ 75 regulatory licenses globallyThis is the momentum building the Internet of Value. ...

[Music] Have you ever tried to send money across borders. Let me give you something real. Years ago, I ran a small business importing products from China.And every single time I had to make a payment overseas, it was the same painful process. I'd wire money through the banking system and then I'd wait five, sometimes seven days before it landed. And by the time it finally showed up, I had lost thousands in fees and currency differences.Now, it always struck me strange because at the very same time, I could ...

Group 1 - The core proposal from the Franco-German Council of Ministers emphasizes the need for collaboration and equivalence in crypto-asset regulation with third countries, highlighting the borderless nature of digital money and the importance of regulatory alignment for the success of stablecoins [1] - Stablecoins are characterized as a significant upgrade to cross-border payments, offering advantages such as being always on, borderless, and programmable, which contrasts with traditional payment systems that are limited by time and complexity [2] - The effectiveness of stablecoins relies on their global nature; a fragmented regulatory environment could hinder their transformative potential by creating inefficiencies in payment systems [3] Group 2 - Leading regulatory frameworks for stablecoins, such as Europe's MiCA and America's GENIUS Act, share foundational principles including requirements for full reserves, redemption at par, public reporting, and strict governance standards [4] - Differences exist between the two frameworks, with GENIUS imposing stricter reserve rules and monthly attestations, while MiCA allows a broader mix of reserves and requires a white paper at launch, yet both frameworks align on the essential characteristics of a safe and credible stablecoin [5]

Investment Opportunity - CCIP is presented as a protocol with the potential to power the internet of value, similar to TCP/IP and HTTP [1] - $LINK is portrayed as being in its early stages with significant growth potential [1] Call to Action - Encourages the audience to invest in CCIP [1] - Promotes engagement with @ashcryptoreal for more information [1]

Market Positioning and Comparison - Quant is positioned alongside Ripple as a major enabler of the internet of value, with their technologies being complementary [1] - Quant Fusion is designed as a layer 2.5% architecture to bridge corporates and institutions onto multiple layer 1 blockchains, enhancing security and interoperability [1] - Quant's approach is presented as an evolution of blockchain technology, offering a more elegant solution than current layer 1 and layer 2 solutions [1] Quant's Technology and Solutions - Quant Fusion enables multi-ledger roll-ups that span multiple layer 1 blockchains, preserving privacy and unifying fragmented assets [1] - QuantFlow is a ready-to-deploy API-driven programmable digital money platform that enables banks, fintechs, and PSPs to innovate with account automation and payment programmability [2] - Quant is enabling stable coins to grow even more [6] Stablecoins and Regulatory Environment - Stablecoins are identified as a core component of the future financial infrastructure, with the UK having a significant opportunity in the global stablecoin market [2] - The UK could capture 10% to 20% of the global stablecoin market, potentially up to $40 billion [2] - The SEC's interim guidance suggests that fully collateralized stablecoins may be treated as cash equivalents, unlocking billions in institutional capital [2] Market Growth and Future Outlook - Stablecoin transfer volume reached $19.5 trillion in the current year, with potential to surpass $27.3 trillion from the previous year [5] - The industry anticipates the rise of legitimate projects that will enable major innovations in finance over the next several decades [2] - Quant is considered a core pillar for the web 3 and crypto future [9]